498 Florence St, Aurora, CO 80010 Property Records

Arapahoe County property record for 498 Florence St, Aurora, CO 80010

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,705 sqft · built 1973
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,545 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1973-10-1-13-001`

Property Details

APN / Parcel Number

Primary APN	`1973-10-1-13-001`
Alternative APNs	`031112176` `31112176` `112176`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,705 sqft Living Area
1st Floor Area	961 sqft
2nd Floor Area	744 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031112176
Street Address	498 FLORENCE ST
City	AURORA
State	CO
Zip	80010-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 060850 SUBDIVISIONNAME SUNNYVALE AMENDED BLOCK 010 LOT 001 LOT 1 BLK 10 SUNNYVALE AMENDED
Legal Range	67W
Legal Township	4S
Legal Section	10
Legal Quarter	1
Legal Subdivision	SUNNYVALE AMENDED
Legal Block	010,1
Legal Lot Number	001,1
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTH AURORA
Census Block Group	2
Census Block	2012
Census Tract	7201

Owner

498 Florence St is owned and occupied by two individuals who acquired it in October 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 FLORENCE ST, AURORA, CO 80010-4225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Oct 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019
Deed Sale	Oct 30, 2019
Prior Sale	Jun 11, 1991
Deed Document Number	2019116599
Prior Transfer Date	Oct 20, 2019
Prior Transfer Doc	0000116599
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1165271
Date	Oct 28, 2021
Instrument	E1165271

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1100382
Date	Jun 23, 2021
Instrument	E1100382

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D7076037
Date	Jul 6, 2017
Instrument	D7076037

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D8085986
Date	Aug 29, 2018
Instrument	D8085986

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Document Number	00E0014935
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 FLORENCE ST AURORA CO 800104225, AURORA, CO 80010-4225

Mortgage

Document Number	00E0014935
Date	Feb 4, 2020
Instrument	E0014935

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Document Number	00E0003346
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 FLORENCE ST AURORA CO 800104225, AURORA, CO 80010-4225

Mortgage

Document Number	00E0003346
Date	Jan 9, 2020
Instrument	E0003346

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 8, 2040

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 30, 2019
Property Address	498 FLORENCE ST, AURORA, CO 80010-4225
Document Number	00D9116599
Instrument Date	Oct 20, 2019
Instrument	D9116599
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST INTEGRITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 FLORENCE ST AURORA CO 800104225, AURORA, CO 80010-4225

Mortgage

Document Number	D9116600
Date	Oct 30, 2019
Instrument	D9116600

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 498 Florence St was $2,545, down 5.6% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Aurora City
Unified School District	Adams-Arapahoe School District 28J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,164 (-2.08%)	$378,500 (-) Land $150,000 Building $228,500
2025	$2,545.00 (-5.64%)	$23,656	$378,500 Land $150,000 Building $228,500
2024	$2,697.00
2023		$28,153	$475,200 Land $200,000 Building $275,200
2021	$2,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Florence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Florence St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 533,407 people · EPA ID CO0103005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry, Verizon.

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