498 Flagg Ave, San Jose, CA 95128 Property Records

Santa Clara County property record for 498 Flagg Ave, San Jose, CA 95128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,227 sqft · built 1941
Lot Size	0.152 acres (6,625 sqft)
Owner	2 Individual Names on File
Last Sale	$25,500 (Oct 2017)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`277-04-047`

Property Details

APN / Parcel Number

Primary APN	`277-04-047`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,227 sqft Living Area
1st Floor Area	1,227 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,625 sqft (0.152 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	498 FLAGG AVE
City	SAN JOSE
State	CA
Zip	95128-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 177 BRADLEY MANOR BOOK 5 PAGE 44 PAGE 55 LOT 94
Legal Subdivision	BRADLEY MANOR
Legal Tract	177
Legal Lot Number	94
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3020
Census Tract	502001

Owner

498 Flagg Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 FLAGG AVE, SAN JOSE, CA 95128-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
May 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
Oct 13, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	May 28, 1997
Deed Document Number	201723775701
Prior Transfer Date	Sep 9, 2017
Prior Transfer Doc	0023775701
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	May 20, 2021
Property Address	498 FLAGG AVE, SAN JOSE, CA 95128-2108
Document Number	0024967167
Map Reference	MB 5 PG 44&45
Instrument Date	May 11, 2021
Instrument	24967167
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	498 FLAGG AVE, SAN JOSE, CA 95128-2108

Mortgage

Document Number	0024967168
Date	May 20, 2021
Instrument	24967168

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	498 FLAGG AVE, SAN JOSE, CA 95128-2108
Document Number	0023946517
Instrument Date	May 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 FLAGG AVE SAN JOSE CA 951282108, SAN JOSE, CA 95128-2108

Mortgage

Document Number	0023946517
Date	Jun 1, 2018
Instrument	23946517

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 13, 2017
Property Address	498 FLAGG AVE, SAN JOSE, CA 95128-2108
Document Number	0023775701
Instrument Date	Sep 9, 2017
Instrument	23775701
Transaction Type	Transfer
Record Updated	Oct 23, 2017

Transaction

Amount	Amount on Record
Tax	$28.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 FLAGG AVE SAN JOSE CA 951282108, SAN JOSE, CA 95128-2108

Tax Assessment & Valuation

The 2025 property tax bill for 498 Flagg Ave was $4,830 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$332,226 (+2%) Land $191,031 Building $141,195
2025	$4,830.00 Homeowner's exemption	$325,713 Land $187,286 Building $138,427
2023	$4,641.00 (-0.26%) Homeowner's exemption	$313,066 Land $180,014 Building $133,052
2022	$4,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 498 Flagg Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 498 Flagg Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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