498 Esplanade Ln, San Jose, CA 95138 Property Records

Santa Clara County property record for 498 Esplanade Ln, San Jose, CA 95138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,060 sqft · built 1998
Lot Size	0.093 acres (4,050 sqft)
Owner	2 Individual Names on File
Last Sale	$1,650,000 (Jan 2026)
Tax Bill	$17,685 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`678-67-084`

Property Details

APN / Parcel Number

Primary APN	`678-67-084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,060 sqft Living Area
1st Floor Area	1,012 sqft
2nd Floor Area	1,048 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,050 sqft (0.093 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	498 ESPLANADE LN
City	SAN JOSE
State	CA
Zip	95138-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 8744 BOOK 688 PAGE 35 PAGE 37 LOT 65
Legal Subdivision	TRACT NO 8744
Legal Tract	8744
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4013
Census Tract	512001

Owner

498 Esplanade Ln is owned and occupied by two individuals who bought it in January 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 26, 2018	Quit Claim Deed, Transfer STEWART TITLE
Jun 26, 2018	Grant Deed, Transfer ETHOS LNDG
Jan 19, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 19, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage ZAIM FAQUIRYAN
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage PELWASHA FAQUIRYAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Prior Sale	Dec 3, 2020 · Amount on File
Deed Document Number	202625928432
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	0024733258
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 8, 2026
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0025928432
Map Reference	MB 688 PG 35 36 & 37
Instrument Date	Jan 1, 2026
Instrument	25928432
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327

Mortgage

Document Number	0025928433
Date	Jan 8, 2026
Instrument	25928433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 3, 2020
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0024733258
Map Reference	MB 688 PG 35-37
Instrument Date	Nov 19, 2020
Instrument	24733258
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327

Mortgage

Document Number	0024733259
Date	Dec 3, 2020
Instrument	24733259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 26, 2018
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023963752
Instrument Date	Jun 15, 2018
Instrument	23963752
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 26, 2018
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023963751
Instrument Date	Jun 15, 2018
Instrument	23963751
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$350.35
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

Mortgage

Document Number	23963753
Date	Jun 26, 2018
Instrument	23963753

Lender

Name	ETHOS LNDG
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 19, 2018
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023851372
Instrument Date	Jan 17, 2018
Instrument	23851372
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 19, 2018
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023851371
Instrument Date	Jan 8, 2018
Instrument	23851371
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,171.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

Mortgage

Document Number	23851373
Date	Jan 19, 2018
Instrument	23851373

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023808969
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

Mortgage

Document Number	0023808969
Date	Nov 21, 2017
Instrument	23808969

Lender

Name	ZAIM FAQUIRYAN
Address	3231 AMIDY GARDEN WAY, SAN JOSE, CA 95136-3790

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	498 ESPLANADE LN, SAN JOSE, CA 95138-1327
Document Number	0023765930
Instrument Date	Sep 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 9, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 ESPLANADE LN SAN JOSE CA 951381327, SAN JOSE, CA 95138-1327

Mortgage

Document Number	0023765930
Date	Sep 29, 2017
Instrument	23765930

Lender

Name	PELWASHA FAQUIRYAN
Address	160 FORREST ALY, ROSWELL, GA 30075-4742

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 498 Esplanade Ln was $17,685.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,314,803 (+2%) Land $980,057 Building $334,746
2025	$17,685.00	$1,289,024 Land $960,841 Building $328,183
2023	$17,081.00 (+0.71%)	$1,238,972 Land $923,531 Building $315,441
2022	$16,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 498 Esplanade Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Esplanade Ln is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks.

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