498 Elsmere St, Columbus, OH 43206 Property Records

Franklin County property record for 498 Elsmere St, Columbus, OH 43206

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,747 sqft · built 1900
Lot Size	0.067 acres (2,924 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2020)
Tax Bill	$1,900 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-001657`

Property Details

APN / Parcel Number

Primary APN	`010-001657`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
1st Floor Area	528 sqft
2nd Floor Area	520 sqft
Attic Area	520 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	2,924 sqft (0.067 acres)
Lot Dimensions	80 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	498 ELSMERE ST
City	COLUMBUS
State	OH
Zip	43206-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELSMERE ST ELSMERE URP SUB 12
Legal Subdivision	CLARENCE M JONES ELSMERE PLACE
Legal Lot Number	12
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	3
Census Block	3010
Census Tract	5200

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	544 S FRONT ST APT 110, 110, COLUMBUS, OH 43215-7611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	202006190087270
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 19, 2020
Property Address	498 ELSMERE ST, COLUMBUS, OH 43206-1392
Document Number	0000087270
Instrument Date	May 28, 2020
Instrument	202006190087270
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78420, PHOENIX, AZ 85062-8420

Mortgage

Document Number	0000087271
Date	Jun 19, 2020
Instrument	202006190087271

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Aug 29, 2017
Property Address	498 ELSMERE ST, COLUMBUS, OH 43206-1392
Document Number	0000119418
Map Reference	DD206 PG201
Instrument Date	Jul 19, 2017
Instrument	201708290119418
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	LANDSEL TITLE BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 PICTORIA DR STE 700, 700, CINCINNATI, OH 45246-1620

Mortgage

Document Number	0000119419
Date	Aug 29, 2017
Instrument	201708290119419

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,900.00 (+1.6%) Homeowner's exemption	$139,980 (-) Land $40,570 Building $99,410
2023	$1,870.00 (+28.79%) Homeowner's exemption	$139,980 (-19.62%) Land $40,570 Building $99,410	$399,900 (-19.62%) Land $115,900 Building $284,000
2022	$1,452.00 Homeowner's exemption	$174,140 Land $26,360 Building $147,780
2020			$497,500 Land $75,300 Building $422,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bresco Broadband.

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