498 E Main St, Orwell, OH 44076 Property Records

Ashtabula County property record for 498 E Main St, Orwell, OH 44076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1890
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Apr 2002)
Tax Bill	$2,732 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`39-013-40-069-00`

Property Details

APN / Parcel Number

Primary APN	`39-013-40-069-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	656 sqft
Upper Floors Area	137 sqft
Basement Area	274 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	190 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	498 E MAIN ST
City	ORWELL
State	OH
Zip	44076-9432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 13--N E
Legal Subdivision	ORWELL
Legal Lot Number	13
Jurisdiction	ASHTABULA OH
Township / Civil Division	ORWELL
Census Block Group	3
Census Block	3018
Census Tract	1402

Owner

498 E Main St is owned and occupied by an individual who acquired it in April 2022.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	498 E MAIN ST, ORWELL, OH 44076-9432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 19, 2022	Affidavit of Death of Joint Tenant, Transfer TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2002 · Amount on File
Deed Sale	Apr 15, 2002 · Amount on File
Last Transfer Date	Apr 18, 2022
Transfer Doc	0000004110
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	498 E MAIN ST, ORWELL, OH 44076-9432
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHARGES IN STREET, ORWELL, OH 44076

Mortgage

Document Number	0000001479
Date	Feb 9, 2022
Book Page	763/1204
Instrument	202200001479

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ASHTABULA OH
Recording Date	Apr 19, 2022
Property Address	498 E MAIN ST, ORWELL, OH 44076-9432
Document Number	0000004110
Book / Page	768 / 2098
Instrument Date	Apr 15, 2022
Instrument	202200004110
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 E MAIN ST, ORWELL, OH 44076-9432

Tax Assessment & Valuation

The 2025 property tax bill for 498 E Main St was $2,732, up 86.7% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Orwell Township
Municipality	Orwell Village
Unified School District	Grand Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,732.00 (+86.74%)	$36,760 (-) Land $7,530 Building $29,230	$105,000 Land $21,500 Building $83,500
2024	$1,463.00 (-2.14%) Homeowner's exemption	$36,760 (-) Land $7,530 Building $29,230
2023	$1,495.00 (+5.73%) Homeowner's exemption	$36,760 (+17.86%) Land $7,530 Building $29,230	$105,000 Land $21,500 Building $83,500
2022	$1,414.00 Homeowner's exemption	$31,190 Land $5,780 Building $25,410
2020			$89,100 Land $16,500 Building $72,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORWELL VILLAGE PWS serves 1,660 people · EPA ID OH0401012
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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