498 E Main St, Hagerstown, IN 47346 Property Records

Wayne County property record for 498 E Main St, Hagerstown, IN 47346

Property Summary

Property Type	Row House
Details	1 bd · 1 ba · 700 sqft · built 1976
Lot Size	1.42 acres (62,029 sqft)
Owner	Individual Name on Record
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`026-00119-00`

Property Details

APN / Parcel Number

Primary APN	`026-00119-00`
Alternative APNs	`89-05-23-230-112.000-021` `162323011200026`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Units	4 Units
Stories	1 Story
Building Area	700 sqft Living Area
1st Floor Area	700 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Row Home
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	62,029 sqft (1.42 acres)
Lot Dimensions	277 ft deep x 216 ft wide
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	162323011200026
Street Address	498 E MAIN ST
City	HAGERSTOWN
State	IN
Zip	47346-1300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Row House
Local Zoning Code	ZO01
Legal Description	LOT 1 GRACELAND HEIGHTS EXC 0.12A & EXC 0.014A
Legal Subdivision	GRACELAND HEIGHTS
Legal Lot Number	1
Jurisdiction	WAYNE IN
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1040
Census Tract	10400

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2420 LAKESHORE CT, LEBANON, IN 46052-3137
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	498 E MAIN ST, HAGERSTOWN, IN 47346-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017000003
Date	Jan 3, 2017
Instrument	2017000003

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	498 E MAIN ST, HAGERSTOWN, IN 47346-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020009503
Date	Nov 17, 2020
Instrument	2020009503

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Jefferson Township
Municipality	Hagerstown Town
Unified School District	Nettle Creek School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,220.00 (+1.93%)	$111,000 (+37.55%) Land $55,900 Building $55,100	$111,000 (+37.55%) Land $55,900 Building $55,100
2024	$2,178.00 (+47.16%)
2023		$80,700 (+9.05%) Land $33,100 Building $47,600	$80,700 (+9.05%) Land $33,100 Building $47,600
2022	$1,480.00	$74,000 Land $30,100 Building $43,900	$74,000 Land $30,100 Building $43,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAGERSTOWN MUNICIPAL WATER WORKS serves 1,700 people · EPA ID IN5289008
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, NLBC, Verizon.

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