498 E Lower Springboro Rd, Springboro, OH 45066 Property Records

Warren County property record for 498 E Lower Springboro Rd, Springboro, OH 45066 · Last verified February 2026

Property Highlights

Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 1992
Square Footage4,408 sqft Total Area
Lot Size1,207,178 sqft (27.7 acres)
OccupancyOwner Occupied
Last Sale$1,125,000 (2019)
Tax Bill$15,738.00 (2025)

Owner

Source: Warren County records · APN 09-36-201-025-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage
CIVISTA BK
Jun 18, 2019Warranty Deed, Transfer · Conventional Mortgage
CIVISTA BANK
Nov 15, 2018Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2019 · Amount on Record
Deed SaleJun 18, 2019 · Amount on Record
Deed Doc Number2019-015877
Record RefreshedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545
Document Number0000047663
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedMar 04, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 E LOWER SPRINGBORO RD SPRINGBORO OH 450669545, SPRINGBORO, OH 45066-9545

Mortgage

Document Number0000047663
DateNov 24, 2020
Instrument47663
Lender
NameCIVISTA BK
AddressSANDUSKY, OH 44870
Agreement
AmountAmount Recorded
Term360 Months
DueNov 23, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateJun 18, 2019
Property Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545
Document Number0000015877
Map ReferenceMB 25 PG 82
Instrument DateMay 23, 2019
Instrument2019-015877
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545

Mortgage

Document Number0000015878
DateJun 18, 2019
Instrument2019-015878
Lender
NameCIVISTA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545
Document Number0000035466
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedJan 07, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address498 E LOWER SPRINGBORO RD SPRINGBORO OH 450669545, SPRINGBORO, OH 45066-9545

Mortgage

Document Number0000035466
DateDec 13, 2018
Instrument35466
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 12, 2048
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address498 E LOWER SPRINGBORO RD, SPRINGBORO, OH 45066-9545
Document Number0000028099
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address498 E LOWER SPRINGBORO RD SPRINGBORO OH 450669545, SPRINGBORO, OH 45066-9545

Mortgage

Document Number0000028099
DateSep 13, 2017
Instrument28099
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,738.00 (+15.45%) Additional exemption filed$471,041 (+23.8%) Land $156,303 Building $314,738$1,345,830 (+23.8%) Land $446,580 Building $899,250
2023$13,632.00 (+2.3%) Homeowner's exemption$380,478 (-) Land $102,025 Building $278,453
2022$13,325.00 Homeowner's exemption$380,478 Land $102,025 Building $278,453$1,087,080 (-) Land $291,500 Building $795,580
2021$1,087,080 Land $291,500 Building $795,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 25% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN09-36-201-025-0
Alternative APNs
  • 0936201025
  • 936201025
  • 138495

Interior

Bedrooms5 Beds
Full Baths5 Baths
Plumbing Fixtures19 Plumbing Fixtures
Building Area4,408 sqft Total Area
2nd Floor2,000 sqft 2nd Floor
Attic Area294 sqft Attic
Basement Area2,894 sqft Basement
Finished Basement2,894 sqft Finished
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces3 Fireplaces

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeBrick Construction
Foundation TypeConcrete Foundation
Lot Area1,207,178 sqft (27.7 acres)
Parking Spaces3 Parking Spaces
Garage Area816 sqft Garage

Exterior Amenities

Deck Area572 sqft Deck
PorchOpen Porch
Porch Area72 sqft Porch
Lean-To480 sqft Lean-To
Pole Structure3,360 sqft Pole Structure

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelOther Heating Fuel

Location & Zoning

Account Number138495
Old Parcel Number0936201025
Street Address498 E LOWER SPRINGBORO RD
CitySPRINGBORO
StateOH
Zip45066-9545
Property UsageAgriculture or Farming Property Usage
TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal DescriptionDEER HOLLOW EST.RP #9 PT.
Legal SubdivisionDEER HOLLOW EST.RP
Legal Block201
Legal Lot Number9
JurisdictionWARREN OH
Minor Civil DivisionCLEAR CREEK
Census Blockgroup2
Census Block2000
Census Tract30902

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