498 Dreyfus Rd, Berea, KY 40403 Property Records

Madison County property record for 498 Dreyfus Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	2.31 acres (100,972 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2018)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0097-0001-0001`

Property Details

APN / Parcel Number

Primary APN	`0097-0001-0001`
Alternative APNs	`124315` `87241` `53876`

Exterior

Lot Area	100,972 sqft (2.31 acres)

Location & Zoning

Account Number	53876
Street Address	498 DREYFUS RD
City	BEREA
State	KY
Zip	40403-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR POINTE LOTS 1 & 2 SEC 1 (2.318 ACR
Legal Subdivision	CEDAR POINTE
Legal Lot Number	1,2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1005
Census Tract	11103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	498 DREYFUS RD, BEREA, KY 40403-9692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 1, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 4, 2018	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	2013981416
Deed Book / Page	D00764 / 155
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	498 DREYFUS RD, BEREA, KY 40403-9692
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01924/219
Date	Mar 10, 2020
Book Page	M01924/219
Instrument	2014008712

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	498 DREYFUS RD, BEREA, KY 40403-9692
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01870/164
Date	Jun 21, 2019
Book Page	M01870/164
Instrument	2013994370

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	498 DREYFUS RD, BEREA, KY 40403-9692
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2048/36
Date	Apr 29, 2021
Book Page	M2048/36
Instrument	2014034981

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	498 DREYFUS RD, BEREA, KY 40403-9692
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2114/173
Date	Dec 1, 2021
Book Page	M2114/173
Instrument	2014066258

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 4, 2018
Property Address	498 DREYFUS RD, BEREA, KY 40403-9692
Document Number	D00764/155
Book / Page	D00764 / 155
Map Reference	MB09 PG346
Instrument Date	Aug 31, 2018
Instrument	2013981416
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	JETT TITLE, JETT TITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 CAMBRIDGE WAY, CAMPBELLSVILLE, KY 42718-7909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 DREYFUS RD, BEREA, KY 40403-9692

Mortgage

Document Number	2013981417
Date	Sep 4, 2018
Instrument	2013981417

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (+29.69%) Additional exemption filed	$297,000 (+33.42%)	$297,000 (+33.42%)
2023	$2,159.00	$222,600	$222,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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