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498 Dichter St, El Cajon, CA 92019 Property Records

San Diego County property record for 498 Dichter St, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,302 sqft · built 1961
Lot Size0.142 acres (6,200 sqft)
Owner2 Individual Names on File
Last Sale$715,000 (Jul 2022)
Tax Bill$9,484 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN511-447-06-00

Property Details

APN / Parcel Number

Primary APN511-447-06-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,302 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area6,200 sqft (0.142 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address498 DICHTER ST
CityEL CAJON
StateCA
Zip92019-2571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 232 TR 004482
Legal SubdivisionLEXINGTON GARDENS
Legal Tract004482
Legal Block2
Legal Lot Number232
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2004
Census Tract15601

Owner

498 Dichter St is owned and occupied by two individuals who bought it in July 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address498 DICHTER ST, EL CAJON, CA 92019-2571
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2022 · Amount on File
Deed SaleJul 8, 2022 · Amount on File
Prior SaleAug 21, 2013 · Amount on File
Deed Document Number2022281598
Prior Transfer DateJul 1, 2022
Prior Transfer Doc0000281597
Record UpdatedSep 20, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 8, 2022
Property Address498 DICHTER ST, EL CAJON, CA 92019-2571
Document Number0000281598
Map ReferenceMAP 4482
Instrument DateJun 24, 2022
Instrument2022-0281598
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address431 E MADISON AVE, EL CAJON, CA 92020-3720

Mortgage

Document Number0000281599
DateJul 8, 2022
Instrument2022-0281599
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 498 Dichter St was $9,484 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$758,763 (+2%) Land $477,543 Building $281,220
2025$9,484.00 Homeowner's exemption$743,886 Land $468,180 Building $275,706
2023$8,488.00 (+206.98%) Homeowner's exemption$656,000 Land $412,000 Building $244,000
2022$2,765.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 498 Dichter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Dichter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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