San Luis Obispo County property record for 498 Croyden Ln, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,490 sqft · built 1984 |
| Lot Size | 0.048 acres (2,105 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,075,000 (May 2023) |
| Tax Bill | $6,645 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-035-011 |
| Primary APN | 022-035-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 2,105 sqft (0.048 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 498 CROYDEN LN |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | CAM PINES U 1 BL 16 LT 15 |
| Legal Subdivision | CAMBRIA PINES UNIT NO. 1 |
| Legal Block | 16 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10404 |
498 Croyden Ln is owned by a company that bought it in May 2023 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 498 CROYDEN LN, CAMBRIA, CA 93428-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 202313249 |
| Prior Transfer Date | May 9, 2023 |
| Prior Transfer Doc | 0000013248 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 15, 2023 |
| Property Address | 498 CROYDEN LN, CAMBRIA, CA 93428-2343 |
| Document Number | 0000013249 |
| Map Reference | MB 3 PG 106 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023013249 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 498 CROYDEN LN, CAMBRIA, CA 93428-2343 |
The 2025 property tax bill for 498 Croyden Ln was $6,645 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $616,334 (+2%) Land $566,731 Building $49,603 | |
| 2025 | $6,645.00 Homeowner's exemption | $604,250 Land $555,619 Building $48,631 |
| 2023 | $2,749.00 (+2.04%) | $229,563 Land $65,590 Building $163,973 |
| 2022 | $2,694.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 498 Croyden Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Croyden Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi, Verizon.
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