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498 Cottontree Rd, Walton, WV 25286 Property Records

Roane County property record for 498 Cottontree Rd, Walton, WV 25286

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 2003
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Tax Bill$309 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-0002.0000

Property Details

APN / Parcel Number

Primary APN09-29-0002.0000
Alternative APNs
  • 44-09-0029-0002-0000
  • 4409 29000200000000
  • 44-09-29-0002.0000
  • 96141801

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area2,688 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area130,680 sqft (3 acres)
TerrainRolling
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number96141801
Street Address498 COTTONTREE RD
CityWALTON
StateWV
Zip25286-9092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 SUR COTTONTREE
JurisdictionROANE WV
Township / Civil DivisionIII
Census Block Group4
Census Block4018
Census Tract963100

Owner

Source: Roane County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address498 COTTONTREE RD, WALTON, WV 25286-9092
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANE WV
Property Address498 COTTONTREE RD, WALTON, WV 25286-9092
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000365/340
DateSep 24, 2021
Book Page365/340
Instrument2178719
Lender
NamePOCA VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 30, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Roane County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyRoane County
Unified School DistrictRoane County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$309.00 (+9.57%)$55,260 (+5.86%) Land $9,720 Building $45,540$92,100 (+5.86%) Land $16,200 Building $75,900
2025$282.00 (-35.17%) Homeowner's exemption Disabled Person's exemption$52,200 (+6.62%) Land $9,120 Building $43,080$87,000 (+6.62%) Land $15,200 Building $71,800
2023$435.00 (+0.93%)$48,960 (+1.87%) Land $8,460 Building $40,500$81,600 (+1.87%) Land $14,100 Building $67,500
2022$431.00$48,060 Land $8,100 Building $39,960$80,100 Land $13,500 Building $66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims18 (1990–2016)
Claims Outside the SFHA11 of 18
Most Recent ClaimJun 2016 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jun 2016 · 10 claims
  • Severe Storms, Flooding, And Landslides, May 2004 · 2 claims
  • Severe Storms And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 63% of West Virginia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTON PSD
serves 2,208 people · EPA ID WV3304407
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityHaloacetic acids
resolved · Jul 2020
Treatment and ProcedureCorrosion control
currently in violation since Apr 2017
Organic carbon removal
Jul 2023
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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