Erie County and Tonawanda Town property record for 498 Cornwall Ave, Tonawanda, NY 14150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,594 sqft · built 1955 |
| Lot Size | 0.14 acres (6,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Apr 2018) |
| Tax Bill | $6,790 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-0006000 |
| Primary APN | 021-0006000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| 1st Floor Area | 986 sqft |
| Upper Floors Area | 608 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,090 sqft (0.14 acres) |
| Lot Dimensions | 105 ft deep x 57.9 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 021-0006000 |
|---|---|
| Street Address | 498 CORNWALL AVE |
| City | TONAWANDA |
| State | NY |
| Zip | 14150-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | COR N BROOKVILLE DR 1863 118 57.94X 105 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 5 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 7902 |
498 Cornwall Ave is owned and occupied by an individual who acquired it in January 2020.
Source: Erie County and Tonawanda Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Feb 4, 2020 | Loan Modification, Mortgage · Conventional with PMI M&T BK |
| Feb 21, 2020 | Intrafamily Transfer, Transfer · Stand-Alone Refinance M & T BANK |
| Apr 9, 2018 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2018 · Amount on File |
| Deed Sale | Apr 9, 2018 · Amount on File |
| Deed Document Number | 201868053 |
| Deed Book / Page | 11327 / 8365 |
| Last Transfer Date | Jan 28, 2020 |
| Transfer Doc | 0113574170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Document Number | 0140785994 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 14078/5994 |
| Instrument | 2022239071 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | TONAWANDA, NY 14150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Document Number | 0113574174 |
| Instrument Date | Feb 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 498 CORNWALL AVE TONAWANDA NY 141507106, TONAWANDA, NY 14150-7106 |
| Document Number | 0113574174 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 011357/004174 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 21, 2020 |
| Property Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Document Number | 0113574170 |
| Book / Page | 11357 / 4170 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 2020040924 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Document Number | 2020040926 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020040926 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 9, 2018 |
| Property Address | 498 CORNWALL AVE, TONAWANDA, NY 14150-7106 |
| Document Number | 0113278365 |
| Book / Page | 11327 / 8365 |
| Map Reference | MAP1863 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 2018068053 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 498 CORNWALL AVE, 498, TONAWANDA, NY 14150-7106 |
| Name | Verified Name |
|---|---|
| Address | 5108 WOODLAND DR, LEWISTON, NY 14092-1900 |
| Document Number | 2018068054 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 2018068054 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 498 Cornwall Ave was $6,790, up 169.4% from the year before.
Source: Erie County and Tonawanda Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Tonawanda Town |
| Unified School District | Kenmore-Tonawanda Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,790.00 (+169.44%) | ||
| 2025 | $2,520.00 (+5.48%) | $52,800 (-) Land $9,500 Building $43,300 | $251,400 (+9.51%) Land $45,233 Building $206,167 |
| 2024 | $2,389.00 | $52,800 (-) Land $9,500 Building $43,300 | $229,565 (+4.35%) Land $41,304 Building $188,261 |
| 2023 | $52,800 Land $9,500 Building $43,300 | $220,000 Land $39,583 Building $180,417 | |
| 2019 | $4,926.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 498 Cornwall Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1978–1986) |
| Most Recent Claim | Jul 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 498 Cornwall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TONAWANDA, TOWN WATER DEPT. serves 72,571 people · EPA ID NY1404556 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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