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498 Co Rd 239, Ganado, TX 77962 Property Records

Jackson County property record for 498 Co Rd 239, Ganado, TX 77962

Property Summary

Property TypeSingle Family Home
Details5,242 sqft · built 2001
Lot Size6.34 acres (276,170 sqft)
OwnerCompany Name on Record
Last Sale$490,000 (Feb 2024)
Tax Bill$1,174 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR28218

Property Details

APN / Parcel Number

Primary APNR28218
Alternative APN
  • 5075000000573

Interior

Building Area5,242 sqft Living Area
Gross Area11,114 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Roof TypeGable
Lot Area276,170 sqft (6.34 acres)
Garage TypeCarport
Garage Area624 sqft
CarportCarport
Carport Area624 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number5075000000573
Street Address498 COUNTY ROAD 239
CityGANADO
StateTX
Zip77962-8582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA5075 SUTHERLAND, GEORGE, ACRES 6.34
JurisdictionJACKSON TX
Township / Civil DivisionGANADO
Census Block Group1
Census Block1107
Census Tract950100

Owner

Source: Jackson County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address498 COUNTY ROAD 239, GANADO, TX 77962-8582
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Deed of Trust, Mortgage · VA Mortgage
NEW ERA LENDING LLC
Feb 29, 2024Vendor's Lien, Transfer · VA Mortgage
VIP INDEPENDENT MORTGAGE INC
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Dec 7, 2018Vendor's Lien, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 29, 2024 · Amount on Record
Deed SaleFeb 29, 2024 · Amount on Record
Prior SaleDec 7, 2018 · Amount on Record
Deed Document Number2024518
Deed Book / Page705 / 350
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON TX
Property Address498 COUNTY ROAD 239, GANADO, TX 77962-8582
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanyTRUSTPRO T&E INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 COUNTY ROAD 239, GANADO, TX 77962-8582

Mortgage

Document Number000749/793
DateMar 26, 2026
Book Page749/793
Instrument2026-00760
Lender
NameNEW ERA LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77077
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

February 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionJACKSON TX
Recording DateFeb 29, 2024
Property Address498 COUNTY ROAD 239, GANADO, TX 77962-8582
Document Number000705/350
Book / Page705 / 350
Map ReferenceVOL 257 PG 470
Instrument DateFeb 29, 2024
Instrument2024-00518
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyCOASTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13141 HOPES CREEK MEADOW CIR, COLLEGE STATION, TX 77845-9259

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 COUNTY ROAD 239, GANADO, TX 77962-8582

Mortgage

Document Number0202400519
DateFeb 29, 2024
Instrument2024-00519
Lender
NameVIP INDEPENDENT MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON TX
Property Address498 COUNTY ROAD 239, GANADO, TX 77962-8582
Transaction TypeMortgage
Record UpdatedApr 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000659/465
DateApr 4, 2022
Book Page659/465
Instrument2022-00998
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

December 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionJACKSON TX
Recording DateDec 7, 2018
Property Address498 COUNTY ROAD 239, GANADO, TX 77962-8582
Document Number571/0438
Book / Page571 / 0438
Instrument DateDec 6, 2018
Instrument2018-03318
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyCASTLE TITLE INSURANCE AGENCY, COASTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 COUNTY ROAD 290A, 200, SHINER, TX 77984-6475

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 COUNTY ROAD 239, GANADO, TX 77962-8582

Mortgage

Document Number201803319
DateDec 7, 2018
Instrument2018-03319
Lender
NameNAVY FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateTexas
CountyJackson County
Unified School DistrictGanado Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,174.00 (-81.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$460,680 (+10.67%) Land $133,770 Building $326,910$460,680 (+10.67%) Land $133,770 Building $326,910
2023$416,270 Land $55,440 Building $360,830$416,270 Land $55,440 Building $360,830
2022$6,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims12 (2004–2021)
Claims Outside the SFHA11 of 12
Most Recent ClaimMay 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
YK Communications
Fiber		1,000 / 1,000
TISD
Fixed Wireless		400 / 100
Nextlink
Fixed Wireless		100 / 20

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