Lorain County property record for 498 Cleveland St, Elyria, OH 44035
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 bd · 2 ba · 1,574 sqft · built 1920 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,833 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-019-111-037 |
| Primary APN | 06-25-019-111-037 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Total Area |
| 1st Floor Area | 898 sqft |
| 2nd Floor Area | 2,747 sqft |
| Attic Area | 431 sqft |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 152 ft deep x 40 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 498 CLEVELAND ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4058 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LINCOLN PK FRNT 0086.00 DPTH 0149.00 |
| Legal Subdivision | LINCOLN PK FRNT |
| Legal Tract | 25 |
| Legal Block | 111 |
| Legal Lot Number | 122,3 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70700 |
498 Cleveland St, a commercial property, is owned by two individuals.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1440 GULF RD, ELYRIA, OH 44035-1506 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 498 Cleveland St was $3,833.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,833.00 | $62,080 (+0.01%) Land $20,130 Building $41,950 | $177,360 (-) Land $57,500 Building $119,860 |
| 2024 | $3,833.00 (+11.85%) | $62,076 (+31.69%) Land $20,125 Building $41,951 | $177,360 (+31.69%) Land $57,500 Building $119,860 |
| 2023 | $3,427.00 (+0.56%) | $47,138 (%) Land $20,125 Building $27,013 | $134,680 Land $57,500 Building $77,180 |
| 2022 | $3,408.00 | $47,140 Land $20,130 Building $27,010 | |
| 2021 | $134,680 Land $57,500 Building $77,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Cleveland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 498 Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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