498 Chapman Loop, Pawleys Island, SC 29585 Property Records

Georgetown County property record for 498 Chapman Loop, Pawleys Island, SC 29585

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,444 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Sep 2019)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`040195A015.00.00`

Property Details

APN / Parcel Number

Primary APN	`040195A015.00.00`
Alternative APN	`32246`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,444 sqft Living Area
1st Floor Area	3,248 sqft
Upper Floors Area	196 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	702 sqft
Porch	Covered Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	32246
Old Parcel Number	040195A015.00.00
Street Address	498 CHAPMAN LOOP
City	PAWLEYS ISLAND
State	SC
Zip	29585-4361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 WILLBROOK PLANT PHASE I PLAT 8-360
Legal Subdivision	WILLBROOK PLANT
Legal Phase	I
Legal Lot Number	18
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	2
Census Block	2007
Census Tract	920506

Owner

498 Chapman Loop is owned and occupied by an individual who bought it in September 2019.

Source: Georgetown County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	498 CHAPMAN LOOP, PAWLEYS ISLAND, SC 29585-4361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 11, 2019	Grant Deed, Transfer · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Deed Document Number	201900009071
Deed Book / Page	3592 / 001
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	498 CHAPMAN LOOP, PAWLEYS ISLAND, SC 29585-4361
Document Number	3951/0096
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 CHAPMAN LOOP PAWLEYS ISLAND SC 295854361, PAWLEYS ISLAND, SC 29585-4361

Mortgage

Document Number	3951/0096
Date	Nov 24, 2020
Book Page	003951/000096
Instrument	13805

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Sep 11, 2019
Property Address	498 CHAPMAN LOOP, PAWLEYS ISLAND, SC 29585-4361
Document Number	3592/0001
Book / Page	003592 / 000001
Instrument Date	Sep 10, 2019
Instrument	9071
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,813.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	498 CHAPMAN LOOP PAWLEYS PAWLEYS ISLAND SC 29585, PAWLEYS ISLAND, SC 29585

Mortgage

Document Number	3592/0010
Date	Sep 11, 2019
Book Page	003592/000010
Instrument	9073

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 498 Chapman Loop was $2,553.

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00	$21,583 Land $7,569 Building $14,014	$769,900 Land $270,000 Building $499,900
2023	$2,417.00 (+7.76%)	$18,770 (-) Land $6,000 Building $12,770	$469,200 (-) Land $150,000 Building $319,200
2022	$2,243.00	$18,770 Land $6,000 Building $12,770	$469,200 Land $150,000 Building $319,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 Chapman Loop in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 230 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	266 units insured incl. 36 condo units
Nearby Flood Claims	4 (2015–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Chapman Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: HTC.

Cell Coverage

5G (outdoors only) and 4G LTE

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