498 Central Rd, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 498 Central Rd, Rye, NH 03870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,920 sqft · built 1976
Lot Size1.3 acres (56,628 sqft)
Owner2 Company Names on File
Last Sale$510,000 (Apr 2007)
Tax Bill$6,568 (2025)
Deeds & MortgagesJun 2021 Refinance
Jun 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNRYEE M:081 B:120

Property Details

APN / Parcel Number

Primary APNRYEE M:081 B:120
Alternative APN
  • 101

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
Gross Area5,420 sqft
1st Floor Area1,872 sqft
AtticAttic
Attic Area240 sqft
Basement Area1,872 sqft
Unfinished Basement1,872 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2004
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area56,628 sqft (1.3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number101
Street Address498 CENTRAL RD
CityRYE
StateNH
Zip03870-2528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRES
Legal Block120
JurisdictionRYE TOWN NH
Township / Civil DivisionRYE
Census Block Group1
Census Block1025
Census Tract71001

Owner

Source: Rockingham County and Rye Town assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address498 CENTRAL RD, RYE, NH 03870-2528
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jun 14, 2023Deed of Trust, Mortgage · Line of Credit
KENNEBUNK SAVINGS BANK
May 6, 2025Deed of Trust, Mortgage · Line of Credit
KENNEBUNK SAVINGS BANK
Oct 14, 2022Quit Claim Deed, Transfer
Quitclaim
Oct 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2007 · Amount on Record
Deed SaleApr 20, 2007 · Amount on Record
Deed Book / Page4789 / 2414
Last Transfer DateSep 22, 2022
Transfer Doc006446-576
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRYE TOWN NH
Property Address498 CENTRAL RD, RYE, NH 03870-2528
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number06286-1070
DateJun 2, 2021
Book Page6286/1070
Instrument21036105
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRYE TOWN NH
Property Address498 CENTRAL RD, RYE, NH 03870-2528
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006488-902
DateJun 14, 2023
Book Page6488/902
Instrument23016789
Lender
NameKENNEBUNK SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRYE TOWN NH
Property Address498 CENTRAL RD, RYE, NH 03870-2528
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006618-577
DateMay 6, 2025
Book Page6618/577
Instrument25013367
Lender
NameKENNEBUNK SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2050
Interest
Rate TypeAdjustable Rate

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRYE TOWN NH
Recording DateOct 14, 2022
Property Address498 CENTRAL RD, RYE, NH 03870-2528
Document Number006446-576
Book / Page6446 / 576
Instrument DateSep 22, 2022
Instrument22044044
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 CENTRAL RD, RYE, NH 03870-2528

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRYE TOWN NH
Property Address498 CENTRAL RD, RYE, NH 03870-2528
Document Number0059511408
Instrument DateOct 1, 2018
Transaction TypeMortgage
Record UpdatedNov 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address498 CENTRAL RD RYE NH 038702528, RYE, NH 03870-2528

Mortgage

Document Number0059511408
DateOct 2, 2018
Book Page005951/001408
Instrument40456
Lender
NamePROVIDENT BK
TypeBank
AddressAMESBURY, MA 01913
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rockingham County and Rye Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionRye Town
Elementary School DistrictRye School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,568.00 (-2.23%)$784,700 (+1.15%) Land $466,600 Building $318,100
2024$6,718.00 (+8.18%)$775,800 (+0.31%) Land $466,600 Building $309,200
2023$6,210.00 (+15%)$773,400 (-0.04%) Land $466,600 Building $306,800$881,505
2022$5,400.00$773,700 Land $466,600 Building $307,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies120 units insured
incl. 9 condo units
Nearby Flood Claims35 (1991–2024)
Claims Outside the SFHA2 of 35
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 25 claims
  • Severe Storm And Flooding, Mar 2018 · 3 claims
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.5% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOUR SEASONS MOBILE HOME PARK
private · serves 55 people · EPA ID NH1053010
Water SourceGroundwater
Last State InspectionMay 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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