Lake County property record for 498 Capital Ln, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,663 sqft · built 1994 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,500 (Mar 2026) |
| Tax Bill | $12,375 (2024) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-20-103-016 |
| Primary APN | 07-20-103-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,663 sqft Living Area |
| Gross Area | 4,665 sqft |
| 1st Floor Area | 1,331 sqft |
| 2nd Floor Area | 1,332 sqft |
| Upper Floors Area | 1,332 sqft |
| Basement Area | 1,331 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 498 CAPITAL LN |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-4495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON PARK SUBDIVISION; LOT 59 |
| Legal Subdivision | WASHINGTON PARK SUBDIVISION |
| Legal Lot Number | 59 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 861611 |
Source: Lake County assessment roll, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 S WOLF RD, 204, WHEELING, IL 60090-4859 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jan 23, 2026 | Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK OF CHICAGO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2026 · Amount on Record |
| Deed Document Number | 20268160212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 498 CAPITAL LN, GURNEE, IL 60031-4495 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 498 CAPITAL LN, GURNEE, IL 60031-4495 |
| Document Number | 0007928174 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 7928174 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 31, 2026 |
| Property Address | 498 CAPITAL LN, GURNEE, IL 60031-4495 |
| Document Number | 0008160212 |
| Map Reference | DOC 3596056 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 8160212 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, ST CHARLES, IL 60175-6223 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 498 CAPITAL LN, GURNEE, IL 60031-4495 |
| Document Number | 0008160213 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 8160213 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate | 5.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 23, 2026 |
| Property Address | 498 CAPITAL LN, GURNEE, IL 60031-4495 |
| Document Number | 0008147367 |
| Map Reference | DOC 3596056 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 8147367 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, ST CHARLES, IL 60175-6223 |
| Investor | Possibly a Property Investor |
| Document Number | 0008147368 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 8147368 |
| Name | REPUBLIC BANK OF CHICAGO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,263 (+10.84%) Land $26,747 Building $129,516 | $468,836 (+10.84%) Land $80,249 Building $388,587 | |
| 2024 | $12,375.00 (+2.48%) | $140,977 (+7.71%) Land $24,131 Building $116,846 | $422,973 (+7.71%) Land $72,400 Building $350,573 |
| 2023 | $12,076.00 (+17.22%) | $130,886 (+6.48%) Land $22,404 Building $108,482 | $392,698 (+6.48%) Land $67,219 Building $325,479 |
| 2022 | $10,302.00 | $122,925 Land $22,411 Building $100,514 | $368,812 Land $67,240 Building $301,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures