Napa County property record for 498 Brown St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,538 sqft · built 1906 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,299,000 (Aug 2024) |
| Tax Bill | $15,758 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 005-102-001-000 |
| Primary APN | 005-102-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 005-102-001 |
|---|---|
| Street Address | 498 BROWN ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT4 |
| Legal Subdivision | NAPA ABAJO SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 200202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Napa Abajo-Fuller Park Historic District listed 1997 · 297 contributing resources · NRIS 97000042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
498 Brown St is owned by two individuals who bought it in August 2024.
Source: Napa County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 RAINBOW DR, 2570, LIVINGSTON, TX 77399-1025 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 25, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Mar 25, 2020 · Amount on File |
| Deed Document Number | 202410823 |
| Prior Transfer Date | Jan 11, 2013 |
| Prior Transfer Doc | 0000001940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 498 BROWN ST, NAPA, CA 94559-3350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 498 BROWN ST, NAPA, CA 94559-3350 |
| Document Number | 0000009699 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021-0009699 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Mar 25, 2020 |
| Property Address | 498 BROWN ST, NAPA, CA 94559-3350 |
| Document Number | 0000007133 |
| Map Reference | VOL D PG 110 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020-0007133 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 498 BROWN ST, NAPA, CA 94559-3350 |
| Document Number | 0000007134 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 2020-0007134 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 498 Brown St was $15,758, up 2.1% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,758.00 (+2.1%) | $1,324,980 (+2%) Land $510,000 Building $814,980 | $1,324,980 (+2%) Land $510,000 Building $814,980 |
| 2025 | $15,434.00 | $1,299,000 Land $500,000 Building $799,000 | $1,299,000 Land $500,000 Building $799,000 |
| 2023 | $10,931.00 (+1.4%) Homeowner's exemption | $919,779 Land $341,632 Building $578,147 | |
| 2022 | $10,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Brown St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 498 Brown St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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