Gilpin County property record for 498 Athena Rd, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,674 sqft · built 2001 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,655 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2018 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-174-08-343 |
| Primary APN | 1711-174-08-343 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Heated Area |
| Gross Area | 2,309 sqft |
| 1st Floor Area | 1,674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 65 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | R006362 |
|---|---|
| Street Address | 498 ATHENA RD |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 17 T: 2S R: 72W SUBD: COLO SIERRA ALPHA UNIT #1 BLOCK: 003 LOT: 006 & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | COLO SIERRA ALPHA UNIT #1 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Legal Unit | 1 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 13801 |
498 Athena Rd is owned by an individual who acquired it in November 2016.
Source: Gilpin County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 390, BLACK HAWK, CO 80422-0390 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE |
| Oct 3, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VECTRA BK/CO |
| Apr 3, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2016 |
| Transfer Doc | 0000158711 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 498 ATHENA RD, BLACK HAWK, CO 80422-4015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | PTA |
| Name | Verified Name |
|---|---|
| Address | 498 ATHENA RD, BLACK HAWK, CO 80422-4015 |
| Document Number | 0000168513 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 168513 |
| Name | US MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 498 ATHENA RD, BLACK HAWK, CO 80422-4015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | LENDERLIVE SETTLEMENT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000162216 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 162216 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | BLACK HAWK, CO 80422 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 498 ATHENA RD, BLACK HAWK, CO 80422-4015 |
| Document Number | 0000160169 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 498 ATHENA RD BLACK HAWK CO 804224015, BLACK HAWK, CO 80422-4015 |
| Document Number | 0000160169 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 160169 |
| Name | VECTRA BK/CO |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 22, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Apr 3, 2017 |
| Property Address | 498 ATHENA RD, BLACK HAWK, CO 80422-4015 |
| Document Number | 0000158711 |
| Instrument Date | Nov 21, 2016 |
| Instrument | 158711 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 498 ATHENA RD BLACK HAWK CO 804224015, BLACK HAWK, CO 80422-4015 |
The 2025 property tax bill for 498 Athena Rd was $2,655, up 19.1% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,655.00 (+19.11%) | $36,020 (+7.88%) Land $3,750 Building $32,270 | $576,330 (+15.67%) Land $60,000 Building $516,330 |
| 2024 | $2,229.00 (+0.72%) | $33,390 (-) Land $2,720 Building $30,670 | $498,260 (-) Land $40,527 Building $457,733 |
| 2023 | $2,213.00 (+14.37%) | $33,390 (+25.95%) Land $2,720 Building $30,670 | $498,260 (+30.64%) Land $40,527 Building $457,733 |
| 2022 | $1,935.00 | $26,510 Land $2,780 Building $23,730 | $381,390 Land $40,000 Building $341,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Athena Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 498 Athena Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 54% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless | 300 / 300 |
| CenturyLink DSL | 140 / 20 |
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