498 Argos Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 498 Argos Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,491 sqft · built 1972
Lot Size	0.097 acres (4,225 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Mar 2022)
Tax Bill	$8,090 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`017-372-43`

Property Details

APN / Parcel Number

Primary APN	`017-372-43`
Alternative APN	`017-372-43-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,491 sqft Living Area
Gross Area	1,921 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,225 sqft (0.097 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	498 ARGOS CIR
City	WATSONVILLE
State	CA
Zip	95076-4442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 529
Legal Subdivision	BAY VILLAGE 03 TR 529
Legal Tract	529
Legal Lot Number	237
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2007
Census Tract	110102

Owner

498 Argos Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 1, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Nov 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Apr 27, 2012 · Amount on File
Deed Document Number	202210401
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000044946
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 30, 2022
Property Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442
Document Number	0000010401
Map Reference	MB 54 PG 33
Instrument Date	Mar 25, 2022
Instrument	2022-0010401
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442

Mortgage

Document Number	0000010402
Date	Mar 30, 2022
Instrument	2022-0010402

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 29, 2020
Property Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442
Document Number	0000044946
Instrument Date	Aug 20, 2020
Instrument	44946
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 MASSA ST SALINAS CA 939061722, SALINAS, CA 93906-1722

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 1, 2020
Property Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442
Document Number	0000039588
Instrument Date	Aug 6, 2020
Instrument	39588
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	498 ARGOS CIR WATSONVILLE CA 950764442, WATSONVILLE, CA 95076-4442

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 26, 2019
Property Address	498 ARGOS CIR, WATSONVILLE, CA 95076-4442
Document Number	0000037069
Instrument Date	Nov 7, 2019
Instrument	37069
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	137 ARTNUR RD WATSONVILLE CA 95076, WATSONVILLE, CA 95076

Tax Assessment & Valuation

The 2025 property tax bill for 498 Argos Cir was $8,090 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,988 (+2%) Land $401,042 Building $215,946
2025	$8,090.00 Homeowner's exemption	$604,888 Land $393,178 Building $211,710
2023	$7,178.00 (+156.54%) Homeowner's exemption	$581,400 Land $377,910 Building $203,490	$536,940
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Argos Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 498 Argos Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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