498 Arcadia Cir, Arab, AL 35016 Property Records

Marshall County property record for 498 Arcadia Cir, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,884 sqft · built 2006
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Jan 2021)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-10-0-000-042.005`

Property Details

APN / Parcel Number

Primary APN	`14-02-10-0-000-042.005`
Alternative APN	`500439`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,884 sqft Living Area
1st Floor Area	2,211 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	500439
Street Address	498 ARCADIA CIR
City	ARAB
State	AL
Zip	35016-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 238 IRR LOT 7 OAK GROVE ESTATES PB 4 PG 73 CONT .54 AC 421/205
Legal Range	2E
Legal Township	8S
Legal Section	10
Legal Subdivision	OAK GROVE ESTATES
Legal Lot Number	7
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	1
Census Block	1037
Census Tract	30502

Owner

498 Arcadia Cir is owned and occupied by an individual who bought it in January 2021.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	498 ARCADIA CIR, ARAB, AL 35016-3330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer · VA Mortgage TJC MORTGAGE INC
Jul 16, 2019	Grant Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20213220140
Deed Book / Page	6491 / 164
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Jan 21, 2021
Property Address	498 ARCADIA CIR, ARAB, AL 35016-3330
Document Number	0003220140
Book / Page	6491 / 164
Map Reference	MB 4 PG 75
Instrument Date	Jan 19, 2021
Instrument	3220140
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	153 WOODLAND ST NW, 153, CULLMAN, AL 35055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	448 AECAPDRI CIRLCE, ARAB, AL 35016

Mortgage

Document Number	0003220141
Date	Jan 21, 2021
Instrument	3220141

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARSHALL AL
Recording Date	Jul 16, 2019
Property Address	498 ARCADIA CIR, ARAB, AL 35016-3330
Document Number	0003192561
Book / Page	006191 / 000161
Instrument Date	Jul 12, 2019
Instrument	3192561
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	498 ARCADIA CIR ARAB AL 350163330, ARAB, AL 35016-3330

Mortgage

Document Number	3192562
Date	Jul 16, 2019
Book Page	006191/000163
Instrument	3192562

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 498 Arcadia Cir was $1,113, up 6.5% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00 (+6.51%)
2025	$1,045.00	$36,780	$367,700 Land $30,000 Building $337,700
2023	$1,082.00 (+17.86%)	$33,840	$338,200 Land $27,500 Building $310,700
2022	$918.00 (-14.76%)
2021	$1,077.00 Homeowner's exemption	$28,540	$285,400 Land $25,000 Building $260,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 498 Arcadia Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Arcadia Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION GROVE UTILITY BOARD serves 3,072 people · EPA ID AL0000951
Water Source	Purchased surface water from CITY OF ARAB, WATER WORKS BOARD OF THE
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jul 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Farmers Telecommunications Cooperative, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arcadia Cir

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