498 Alabama St, Crestview, FL 32536 Property Records

Okaloosa County property record for 498 Alabama St, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,500 sqft · built 1952
Lot Size0.516 acres (22,484 sqft)
OwnerCompany Name on File
Last Sale$185,000 (Dec 2023)
Tax Bill$4,859 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-593-2225-5

Property Details

APN / Parcel Number

Primary APNC56-000-593-2225-5
Alternative APNs
  • 08-3N-23-1780-0004-0470
  • 23N308178000040470

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,500 sqft Living Area
Gross Area3,048 sqft
1st Floor Area2,500 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area22,484 sqft (0.516 acres)
Lot Width150 ft Width
Garage TypeDetached
Garage Area375 sqft
PorchFinished/Open Porch
Porch Area173 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address498 ALABAMA ST
CityCRESTVIEW
StateFL
Zip32536-2550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHWOOD ADD LOTS 46, 47 & 48 BLK 4
Legal Range23W
Legal Township03N
Legal Section08
Legal SubdivisionNORTHWOOD ADD
Legal Block4
Legal Lot Number470
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3016
Census Tract20500

Owner

498 Alabama St is owned by a company that bought it in December 2023.

Source: Okaloosa County records, as of May 5, 2026

Owner of RecordCompany Name on File
Mailing Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Commercial Mortgage
LOAN FUNDER LLC
Dec 18, 2023Warranty Deed, Transfer · Commercial Mortgage
LOAN FUNDER LLC
Sep 16, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Sep 14, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2023 · Amount on File
Deed SaleDec 18, 2023 · Amount on File
Prior SaleSep 16, 2021 · Amount on File
Deed Document Number20233662344
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2983 STILLWELL BLVD, CRESTVIEW, FL 32539-8599

Mortgage

Document Number0003775135
DateSep 26, 2025
Instrument3775135
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
AddressNEW YORK, NY 10022
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueSep 19, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 18, 2023
Property Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550
Document Number0003662344
Map ReferenceMB 1 PG 79
Instrument DateDec 6, 2023
Instrument3662344
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount on Record
Tax$1,295.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address816 CARLTON ST, CRESTVIEW, FL 32539-2926

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550

Mortgage

Document Number0003662345
DateDec 18, 2023
Instrument3662345
Lender
NameLOAN FUNDER LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount on Record

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 16, 2021
Property Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550
Document Number0035741809
Book / Page3574 / 1809
Map ReferenceMB 1 PG 79
Instrument DateSep 14, 2021
Instrument3489113
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address614 VIRGRATE DALE COURT, FORT WALTON BEACH, FL 32548

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550

Mortgage

Document Number0035741810
DateSep 16, 2021
Instrument3574/1810
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address498 ALABAMA ST, CRESTVIEW, FL 32536-2550
Document Number0033214979
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address498 ALABAMA ST CRESTVIEW FL 325362550, CRESTVIEW, FL 32536-2550

Mortgage

Document Number0033214979
DateOct 16, 2017
Book Page003321/004979
Instrument3166458
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 15, 2047
Interest
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 498 Alabama St was $4,859.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,859.00$306,135 Land $51,670 Building $254,465$306,135 Land $51,670 Building $254,465
2023$2,392.00 (-13.49%) Homeowner's exemption$189,442 (+11.56%) Land $43,898 Building $145,544$189,442 (+11.56%) Land $43,898 Building $145,544
2022$2,765.00$169,817 Land $41,026 Building $128,791$169,817 Land $41,026 Building $128,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 498 Alabama St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 498 Alabama St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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