498 Acacia St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 498 Acacia St, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,121 sqft · built 1998
Lot Size0.16 acres (6,969 sqft)
Owner2 Individual Names on Record
Last Sale$485,700 (Dec 2025)
Tax Bill$10,105 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN166800-0000

Property Details

APN / Parcel Number

Primary APN166800-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories2 Stories
Building Area2,121 sqft Living Area
Gross Area2,415 sqft
1st Floor Area803 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions100 ft deep x 63 ft wide
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area125 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address498 ACACIA ST
CitySAINT AUGUSTINE
StateFL
Zip32080-6320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3-65 ANASTASIA PARK LOT 1 BLK E (EX R/W OF RD SR 3 IN DB226/91) WILL BK H PG 37 OR6270/812
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionANASTASIA PARK
Legal BlockE
Legal Lot Number1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1013
Census Tract21409

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address829 BELVOIR TER, CHATTANOOGA, TN 37412-2007
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2025 · Amount on Record
Deed SaleDec 9, 2025 · Amount on Record
Prior SaleDec 13, 2024 · Amount on Record
Deed Document Number202599913
Deed Book / Page6270 / 812
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 9, 2025
Property Address498 ACACIA ST, SAINT AUGUSTINE, FL 32080-6320
Document Number0062700812
Book / Page6270 / 812
Map ReferenceMB 3 PG 65
Instrument DateOct 31, 2025
Instrument2025099913
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyUNKNOWN, ST JOHNS BLUE OCEAN TTL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,412.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1760 E PECOS RD # RD501, RD501, GILBERT, AZ 85295-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address829 BELVOIR TER, CHATTANOOGA, TN 37412-2007

Mortgage

Document Number0006270814
DateDec 9, 2025
Instrument6270/814
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$486,454 (-18.11%) Land $173,423 Building $313,031$486,454 (-18.11%) Land $173,423 Building $313,031
2025$10,105.00 (+206.03%)$594,067 (+173.78%)$594,067 (+7.5%) Land $157,658 Building $436,409
2024$3,302.00 (+7.66%)
2023$3,067.00 (+1.86%) Homeowner's exemption$216,985 (+3%)$552,617 (+6.28%) Land $177,723 Building $374,894
2022$3,011.00 Homeowner's exemption$210,665$519,977 Land $107,207 Building $412,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 232 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies362 units insured
incl. 130 condo units
Nearby Flood Claims11 (2016–2024)
Claims Outside the SFHA6 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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