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4979 Somerton Dr, Troy, MI 48085 Property Records

Oakland County property record for 4979 Somerton Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,396 sqft · built 1994
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Apr 2018)
Tax Bill$8,574 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN88-20-15-202-001

Property Details

APN / Parcel Number

Primary APN88-20-15-202-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,396 sqft Living Area
1st Floor Area1,504 sqft
Basement Area1,504 sqft
Unfinished Basement1,504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions146 ft deep x 110 ft wide
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4979 SOMERTON DR
CityTROY
StateMI
Zip48085-4739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 COVINGTON RIDGE SUB LOT 1 7-25-94 FR 201-004
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCOVINGTON RIDGE SUB
Legal Lot Number1,7
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4000
Census Tract197000

Owner

4979 Somerton Dr is owned and occupied by two individuals who acquired it in October 2024.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address14944 LYLA TER, BRADENTON, FL 34211-1454
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FINANCIAL CU
Nov 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
MEMBER FIRST MORTGAGE LLC
Mar 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 17, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2018 · Amount on File
Deed SaleApr 17, 2018 · Amount on File
Prior SaleNov 7, 1995 · Amount on File
Deed Document Number201866007
Deed Book / Page51731 / 676
Last Transfer DateOct 29, 2024
Transfer Doc0000127717
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4979 SOMERTON DR, TROY, MI 48085-4739
Transaction TypeMortgage
Record UpdatedOct 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4979 SOMERTON DR, TROY, MI 48085-4739

Mortgage

Document Number0000106181
DateSep 27, 2023
Book Page58906/160
Instrument106181
Lender
NameCORNERSTONE COMMUNITY FINANCIAL CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueSep 15, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4979 SOMERTON DR, TROY, MI 48085-4739
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4979 SOMERTON DR, TROY, MI 48085-4739

Mortgage

Document Number0000256107
DateNov 9, 2021
Book Page57070/120
Instrument256107
Lender
NameMEMBER FIRST MORTGAGE LLC
TypeMortgage Company
AddressGRAND RAPIDS, MI 49548
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4979 SOMERTON DR, TROY, MI 48085-4739
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042337
DateMar 29, 2019
Book Page52687/00862
Instrument42337
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2034

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateApr 17, 2018
Property Address4979 SOMERTON DR, TROY, MI 48085-4739
Document Number0000066007
Book / Page51731 / 00676
Map ReferenceLB 233 PG 32-35
Instrument DateApr 12, 2018
Instrument66007
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyMICHIGAN INVESTMENT TITLE IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,311.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address4979 SOMERTON DR, 4979, TROY, MI 48085-4739

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 BILTMORE DR, TROY, MI 48084-5407

Mortgage

Document Number0000066008
DateApr 17, 2018
Instrument66008
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4979 Somerton Dr was $8,574 with a homeowner's exemption.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,574.00
2023$406,340
2022$7,047.00$203,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4979 Somerton Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4979 Somerton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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