Delaware County and Colchester Town property record for 4978 River Rd, Downsville, NY 13755
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 122400 376.-4-45.2 |
| Primary APN | 122400 376.-4-45.2 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Street Address | 4978 RIVER RD |
|---|---|
| City | DOWNSVILLE |
| State | NY |
| Zip | 13755-3616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 |
| Legal Block | 4 |
| Legal Lot Number | 45.200 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | COLCHESTER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 971300 |
Source: Delaware County and Colchester Town records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4978 RIVER RD, DOWNSVILLE, NY 13755-3616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 001837/299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Dec 5, 2025 |
| Property Address | 4978 RIVER RD, DOWNSVILLE, NY 13755-3616 |
| Document Number | 001837/299 |
| Book / Page | 1837 / 299 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 7956 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4978 RIVER RD, DOWNSVILLE, NY 13755-3616 |
Source: Delaware County and Colchester Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Colchester Town |
| Unified School District | Downsville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,147.00 (+2.63%) | $3,300 (-) Land $500 Building $2,800 | $82,500 (-) Land $12,500 Building $70,000 |
| 2024 | $2,092.00 (+44.57%) Homeowner's exemption | $3,300 (+17.86%) Land $500 Building $2,800 | $82,500 (+17.86%) Land $12,500 Building $70,000 |
| 2023 | $2,800 Land $500 Building $2,300 | $70,000 Land $12,500 Building $57,500 | |
| 2020 | $1,447.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 36 (1984–2011) |
| Claims Outside the SFHA | 1 of 36 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Cable Cable · Fiber in parts of the area | 1,000 / 50 |
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