4978 Oaks Ln, Omaha, NE 68137 Property Records

Douglas County property record for 4978 Oaks Ln, Omaha, NE 68137

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,188 sqft · built 1964
Lot Size	0.344 acres (14,986 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2020)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2146-0600-23`

Property Details

APN / Parcel Number

Primary APN	`2146-0600-23`
Alternative APNs	`R2321460600` `2321460600`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
Gross Area	3,126 sqft
1st Floor Area	1,288 sqft
Basement Area	1,240 sqft
Finished Basement	900 sqft
Unfinished Basement	340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,986 sqft (0.344 acres)
Lot Dimensions	127 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	144 sqft
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2321460600
Street Address	4978 OAKS LN
City	OMAHA
State	NE
Zip	68137-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE OAKS LOT 52 BLOCK 0 IRREG
Legal Subdivision	OAKS
Legal Lot Number	52
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2013
Census Tract	7456

Owner

4978 Oaks Ln is owned and occupied by an individual who bought it in September 2020.

Source: Douglas County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	4978 OAKS LN, OMAHA, NE 68137-1917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Deed Document Number	202097828
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Aug 14, 2026
Property Address	4978 OAKS LN, OMAHA, NE 68137-1917
Document Number	0000071780
Instrument Date	Aug 10, 2026
Instrument	202671780
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071780,
Date	Aug 14, 2026
Instrument	202671780

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 3, 2020
Property Address	4978 OAKS LN, OMAHA, NE 68137-1917
Document Number	2020097828
Instrument Date	Aug 19, 2020
Instrument	2020097828
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2020097829
Date	Sep 3, 2020
Instrument	2020097829

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4978 Oaks Ln was $5,386, down 3% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,386.00 (-2.95%)	$330,300 Land $21,000 Building $309,300	$330,300 Land $21,000 Building $309,300
2024	$5,550.00 (-3.93%)
2023	$5,777.00 (+13.1%)	$290,200 Land $21,000 Building $269,200	$290,200 Land $21,000 Building $269,200
2022	$5,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4978 Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4978 Oaks Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oaks Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures