4978 Mitchell Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 4978 Mitchell Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,028 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Jul 2019)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65-492-0155`

Property Details

APN / Parcel Number

Primary APN	`65-492-0155`
Alternative APNs	`65-00492-0155` `29405`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	873 sqft
Finished Basement	873 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	650 sqft
Driveway	Driveway

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	45 sqft
Deck Area	342 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29405
Street Address	4978 MITCHELL RD
City	BIG LAKE
State	MN
Zip	55309-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 1
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	MITCHELL LAKE RIDGE
Legal Block	1
Legal Lot Number	11
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1021
Census Tract	30406

Owner

4978 Mitchell Rd is owned and occupied by an individual who bought it in July 2019.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4978 MITCHELL RD, BIG LAKE, MN 55309-8930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE LLC
Jul 5, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on File
Deed Sale	Jul 5, 2019 · Amount on File
Prior Sale	Jul 25, 2016 · Amount on File
Deed Document Number	2019874651
Prior Transfer Date	May 13, 2008
Prior Transfer Doc	0000077037
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4978 MITCHELL RD, BIG LAKE, MN 55309-8930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892819
Date	Jun 3, 2020
Instrument	892819

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jul 5, 2019
Property Address	4978 MITCHELL RD, BIG LAKE, MN 55309-8930
Document Number	0000874651
Instrument Date	Jun 22, 2019
Instrument	874651
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLESMART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 MITCHELL RD, BIG LAKE, MN 55309-8930

Mortgage

Document Number	0000874652
Date	Jul 5, 2019
Instrument	874652

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4978 Mitchell Rd was $3,646 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,500 (-) Land $80,000 Building $222,500	$302,500 (-) Land $80,000 Building $222,500
2025	$3,646.00	$302,500 Land $80,000 Building $222,500	$302,500 Land $80,000 Building $222,500
2023	$3,534.00	$300,900 Land $80,700 Building $220,200
2021			$300,900 Land $80,700 Building $220,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4978 Mitchell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4978 Mitchell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

May also be available: SkyNet Broadband, Verizon.

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