4978 Hilo Dr, Conover, NC 28613 Property Records

Catawba County property record for 4978 Hilo Dr, Conover, NC 28613

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,613 sqft · built 1996
Lot Size	9.48 acres (412,949 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Aug 1992)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3744-17-02-6480`

Property Details

APN / Parcel Number

Primary APN	`3744-17-02-6480`
Alternative APN	`0052156`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,613 sqft Living Area
1st Floor Area	2,628 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	412,949 sqft (9.48 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4978 HILO DR
City	CONOVER
State	NC
Zip	28613-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	4978 HILO DR
Jurisdiction	CATAWBA NC
Township / Civil Division	CLINES
Census Block Group	1
Census Block	1001
Census Tract	10203

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4978 HILO DR, CONOVER, NC 28613-8410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit PNC MORTGAGE CORPORATION OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 1992 · Amount on Record
Deed Sale	Aug 1, 1992 · Amount on Record
Deed Book / Page	1934 / 392
Last Transfer Date	May 7, 2008
Transfer Doc	0029741681
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4978 HILO DR, CONOVER, NC 28613-8410
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 HILO DR, CONOVER, NC 28613-8410

Mortgage

Document Number	0038630963
Date	Apr 1, 2024
Book Page	3863/963
Instrument	5418

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4978 HILO DR, CONOVER, NC 28613-8410
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036700725
Date	Jul 7, 2021
Book Page	3670/725
Instrument	16278

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	4978 HILO DR, CONOVER, NC 28613-8410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035821235
Date	Jul 6, 2020
Book Page	3582/1235
Instrument	12723

Lender

Name	PNC MORTGAGE CORPORATION OF AMERICA
Type	Mortgage Company
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,900 (-) Land $50,900 Building $293,000
2025	$1,370.00 (-23.72%)	$343,900 (+52.78%) Land $50,900 Building $293,000
2024	$1,796.00 (+3.94%)
2023	$1,728.00	$225,100 Land $45,100 Building $180,000	$343,900 Land $50,900 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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