4978 Hermitage Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 4978 Hermitage Ln, Gloucester, VA 23061

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Mar 2026)
Tax Bill	$1,506 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`12410`

Property Details

APN / Parcel Number

Primary APN	`12410`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Street Address	4978 HERMITAGE LN
City	GLOUCESTER
State	VA
Zip	23061-3515
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SF-1
Legal Description	CLAY BANK
Legal Subdivision	PLAT: PB22 44
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4003
Census Tract	100302

Owner

4978 Hermitage Ln, residential vacant land, is owned by two individuals who bought it in March 2026.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4868 HERMITAGE LN, GLOUCESTER, VA 23061-3516
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 26, 2025	Deed, Transfer HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Jun 26, 2025 · Amount on File
Deed Document Number	20261170
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 20, 2026
Property Address	4978 HERMITAGE LN, GLOUCESTER, VA 23061-3515
Document Number	0260001170
Map Reference	MB 22 PG 44
Instrument Date	Mar 19, 2026
Instrument	260001170
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4868 HERMITAGE LN, GLOUCESTER, VA 23061-3516

Mortgage

Document Number	0260001171
Date	Mar 20, 2026
Instrument	260001171

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 26, 2025
Property Address	HERMITAGE LN, VA
Document Number	0250002578
Map Reference	MB 22 PG 44
Instrument Date	Jun 10, 2025
Instrument	250002578
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	HOMELAND TITLE AND ESCROW AGENCY LLC, HOMELAND TTL STLMT AGCY LLC

Transaction

Amount	Amount on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 4978 Hermitage Ln was $1,506, up 549.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,506.00 (+549.14%)	$258,290 (+581.68%) Land $43,590 Building $214,700	$258,290 (+581.68%) Land $43,590 Building $214,700
2025	$232.00 (+5.45%)	$37,890 (-) Land $37,890	$37,890 (-) Land $37,890
2024	$220.00	$37,890 (-) Land $37,890	$37,890 (-) Land $37,890
2023	$220.00 (-11.29%)	$37,890 (+10.53%) Land $37,890	$37,890 (+10.53%) Land $37,890
2022	$248.00	$34,280 Land $34,280	$34,280 Land $34,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4978 Hermitage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4978 Hermitage Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hermitage Ln

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