Cooke County property record for 4978 FM 902, Gainesville, TX 76240
| Property Type | Apartment House (2-4 Units) |
|---|---|
| Details | 3 bd · 2 ba · 4,266 sqft · built 2017 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | Company Name on File |
| Tax Bill | $27,003 (2026) |
| Deeds & Mortgages | Aug 2026 Construction Loan Aug 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1028-004-00001 |
| Primary APN | 1028-004-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Units | 12 Units |
| Building Area | 4,266 sqft Total Area |
| 1st Floor Area | 1,498 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 137,650 sqft (3.16 acres) |
| Garage Type | Carport |
| Garage Area | 1,200 sqft |
| Carport | Carport |
| Carport Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1028-004-00001 |
|---|---|
| Street Address | 4978 FM 902 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7728 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Apartment House (2-4 Units) |
| Legal Description | TURNER JH 1028 ACRES 3.16 |
| Legal Subdivision | TURNER JH |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 702 |
4978 FM 902, a residential property, is owned by a company that acquired it in May 2024.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 444 SOLO SELECT DR, GAINESVILLE, TX 76240-8820 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES |
| Aug 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY NATIONAL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 |
| Deed Sale | Jul 29, 2021 |
| Deed Document Number | 20216493 |
| Deed Book / Page | 2437 / 716 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000004690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Aug 14, 2026 |
| Property Address | 4978 FM 902, GAINESVILLE, TX 76240-7728 |
| Document Number | 0000006208 |
| Book / Page | 2802 / 904 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20266208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4978 FM 902, GAINESVILLE, TX 76240-7728 |
| Document Number | 0000006208, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 2802/904 |
| Instrument | 20266208 |
| Name | FARM CREDIT SERVICES |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Aug 14, 2026 |
| Property Address | 4978 FM 902, GAINESVILLE, TX 76240-7728 |
| Document Number | 0000006205 |
| Book / Page | 2802 / 859 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 20266205 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4978 FM 902, GAINESVILLE, TX 76240-7728 |
| Document Number | 0000006205, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 2802/859 |
| Instrument | 20266205 |
| Name | FARM CREDIT SERVICES |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Aug 1, 2029 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 4978 FM 902, GAINESVILLE, TX 76240-7728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Title Company | GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 20910 US HIGHWAY 377, WHITESBORO, TX 76273-6527 |
| Document Number | 002461/547 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 2461/547 |
| Instrument | 9644 |
| Name | COMMUNITY NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ARKANSAS CITY, KS 67005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 15, 2026 |
The 2026 property tax bill for 4978 FM 902 was $27,003, up 1.5% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,003.00 (+1.47%) | $1,950,351 (+1.46%) Land $239,669 Building $1,710,682 | $1,950,351 (+1.46%) Land $239,669 Building $1,710,682 |
| 2025 | $26,613.00 (+10.26%) | $1,922,260 Land $239,669 Building $1,682,591 | $1,922,260 Land $239,669 Building $1,682,591 |
| 2024 | $24,136.00 | ||
| 2023 | $1,806,023 Land $152,599 Building $1,653,424 | $1,806,023 Land $152,599 Building $1,653,424 | |
| 2022 | $24,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4978 FM 902 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4978 FM 902 is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
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