4978 E Lovers Ln, Lexington, IN 47138 Property Records

Scott County property record for 4978 E Lovers Ln, Lexington, IN 47138

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,900 sqft · built 2024
Lot Size	20.6 acres (900,124 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (Jul 2023)
Tax Bill	$11,721 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-05-25-400-029.000-005`

Property Details

APN / Parcel Number

Primary APN	`72-05-25-400-029.000-005`
Alternative APNs	`00000999966` `0040710525`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,900 sqft Living Area
1st Floor Area	3,900 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Roof Material	Metal
Lot Area	900,124 sqft (20.6 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	3,860 sqft
Parking Spaces	12 Parking Spaces
Pool Area	1,056 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000999966
Street Address	4978 E LOVERS LN
City	LEXINGTON
State	IN
Zip	47138-8713
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE1/4 SEQR 25-3-7 20.664 A WATERSHED
Jurisdiction	SCOTT IN
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4045
Census Tract	967100

Owner

4978 E Lovers Ln, a rural home, is owned by two individuals who bought it in July 2023.

Source: Scott County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2286 W ROBIN RD, SCOTTSBURG, IN 47170-6858
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage FARMCREDIT MID-AMERICA FLCA
Jan 19, 2024	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Jan 19, 2024	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Apr 11, 2023	Warranty Deed, Transfer
Dec 9, 2022	Deed, Transfer QUALITY TITLE INSURANCE
Aug 26, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Prior Sale	Aug 26, 2013
Deed Document Number	20231000260
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IN
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713

Mortgage

Document Number	2025004302
Date	Dec 10, 2025
Instrument	2025004302

Lender

Name	FARMCREDIT MID-AMERICA FLCA
Address	12501 LAKEFRONT PL, LOUISVILLE, KY 40299

Agreement

Amount	Amount on Record
Term	338 Months
Due	Feb 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IN
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 W ROBIN RD, SCOTTSBURG, IN 47170-6858

Mortgage

Document Number	2024004314
Date	Jan 19, 2024
Instrument	2024004314

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	PO BOX 34390, LOUISVILLE, KY 40232

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IN
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2286 W ROBIN RD, SCOTTSBURG, IN 47170-6858

Mortgage

Document Number	2024004314
Date	Jan 19, 2024
Instrument	2024004314

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IN
Recording Date	Apr 11, 2023
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Document Number	2023001166
Instrument Date	Mar 31, 2023
Instrument	2023001166
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3807 CARNATION COURT, SCOTTSBURG, IN 47170

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT IN
Recording Date	Dec 9, 2022
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Document Number	2022004465
Instrument Date	Nov 4, 2022
Instrument	2022004465
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	QUALITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 S MORGANTOWN RD, MORGANTOWN, IN 46160-9797

August 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IN
Recording Date	Aug 26, 2013
Property Address	4978 E LOVERS LN, LEXINGTON, IN 47138-8713
Document Number	201300003260
Instrument Date	Aug 22, 2013
Instrument	201300003260
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9324, SALT LAKE CITY, UT 84109-0324

Tax Assessment & Valuation

The 2025 property tax bill for 4978 E Lovers Ln was $11,721, up 962.6% from the year before.

Source: Scott County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Scott County
County Subdivision	Lexington Township
Unified School District	Scott County School District 2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,721.00 (+962.65%)	$680,900 Land $38,400 Building $642,500	$680,900 Land $38,400 Building $642,500
2024	$1,103.00
2023		$30,400 (+26.14%) Land $30,400	$30,400 (+26.14%) Land $30,400
2022	$449.00	$24,100 Land $24,100	$24,100 Land $24,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4978 E Lovers Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4978 E Lovers Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Lovers Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures