4978 Bradley Rd, Gregory, MI 48137 Property Records

Livingston County property record for 4978 Bradley Rd, Gregory, MI 48137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-29-400-049`

Property Details

APN / Parcel Number

Primary APN	`09-29-400-049`
Alternative APN	`470929400049`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4978 BRADLEY RD
City	GREGORY
State	MI
Zip	48137-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 29 T2N R3E BEG AT A PT THE FOLLOWING 3 COURSES FROM S1/4 COR, S8928'0"E 1317.78 FT, TH N029'0"E 380.5 FT, TH N89*28'0"W
Legal Range	03E
Legal Township	02N
Legal Section	29
Jurisdiction	LIVINGSTON MI
Township / Civil Division	IOSCO
Census Block Group	1
Census Block	1016
Census Tract	731100

Owner

4978 Bradley Rd is owned and occupied by an individual.

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4978 BRADLEY RD, GREGORY, MI 48137-9537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 16, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4978 BRADLEY RD, GREGORY, MI 48137-9537
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 BRADLEY RD, GREGORY, MI 48137-9537

Mortgage

Document Number	0000003363
Date	Feb 19, 2026
Instrument	2026R-003363

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4978 BRADLEY RD, GREGORY, MI 48137-9537
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 BRADLEY RD, GREGORY, MI 48137-9537

Mortgage

Document Number	0000017133
Date	Jun 16, 2022
Instrument	2022R-017133

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 7, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	4978 BRADLEY RD, GREGORY, MI 48137-9537
Document Number	0000044695
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4978 BRADLEY RD GREGORY MI 481379537, GREGORY, MI 48137-9537

Mortgage

Document Number	0000044695
Date	Dec 4, 2020
Instrument	44695

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4978 Bradley Rd was $2,975 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Iosco Township
Unified School District	Fowlerville Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,700	$381,400
2025	$2,975.00
2023		$166,200
2021			$332,400
2019	$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4978 Bradley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4978 Bradley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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