4978 Bowman Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 4978 Bowman Rd, Saint Clair, MI 48079 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1940
Square Footage	1,524 sqft Living Area
Lot Size	113,256 sqft (2.6 acres)
Garage	1,500 sqft
Occupancy	Owner Occupied
Tax Bill	$2,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`74-30-024-4006-100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,524 sqft Living Area
1st Floor	1,524 sqft 1st Floor
Basement Area	720 sqft Basement
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch Style
Lot Area	113,256 sqft (2.6 acres)
Parking Spaces	5 Parking Spaces
Garage Area	1,500 sqft Garage
Total Buildings	4 Total Buildings

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Street Address	4978 BOWMAN RD
City	SAINT CLAIR
State	MI
Zip	48079-3400
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG S 2D 43M 45S W 798.95' FROM W 1/4 COR, TH S 83D 17M 10S E 330.30', TH S 5D 40M W 442.40', TH N 51D 42M 4S W 377.22', TH N 2D 43M 45S E 245.35' TO BEG SECTION 24 T5N R16E 2.60 A
Legal Range	16E
Legal Township	05N
Legal Section	24
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ST. CLAIR
Census Blockgroup	1
Census Block	1008
Census Tract	640200

Owner

Source: St. Clair County records · APN 74-30-024-4006-100

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4978 BOWMAN RD, SAINT CLAIR, MI 48079-3400
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2021
Deed Sale	May 04, 2021
Deed Doc Number	202113681
Deed Book / Page	5361 / 387
Last Transfer Date	Sep 17, 2024
Transfer Doc	0005750478
Record Refreshed	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 04, 2021
Property Address	4978 BOWMAN RD, SAINT CLAIR, MI 48079-3400
Document Number	5361387
Book / Page	5361 / 387
Instrument Date	Feb 19, 2021
Instrument	2021013681
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4978 BOWMAN RD, 4978, SAINT CLAIR, MI 48079-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4978 BOWMAN RD, SAINT CLAIR, MI 48079-3400

Mortgage

Document Number	2021013682
Date	May 04, 2021
Instrument	2021013682

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 (-30.3%) Homeowner's exemption	$223,900 (+8.16%)
2024	$3,376.00 (+8.48%)		$447,800 (+8.16%)
2023		$207,000
2022	$3,112.00		$414,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.