4977 Sunset Park Pl, Ferndale, WA 98248 Property Records

Whatcom County property record for 4977 Sunset Park Pl, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,710 sqft · built 2009
Lot Size0.149 acres (6,499 sqft)
OwnerOwner Name on Record
Last Sale$215,280 (Feb 2011)
Tax Bill$3,688 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN486707

Property Details

APN / Parcel Number

Primary APN486707
Alternative APNs
  • 390233 405160 0000
  • 99659

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,710 sqft Living Area
1st Floor Area1,710 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area132 sqft
Patio Area518 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number486707
Street Address4977 SUNSET PARK PL
CityFERNDALE
StateWA
Zip98248-9066
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal DescriptionSUNSET PARK PLAT LOT 4
Legal Range02
Legal Township39
Legal Section33
Legal SubdivisionSUNSET
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group1
Census Block1006
Census Tract201

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4977 SUNSET PARK PL, FERNDALE, WA 98248-9066
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
WASHINGTON FED'L SVGS
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2011 · Amount on Record
Deed SaleFeb 23, 2011 · Amount on Record
Deed Document Number2110202676
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4977 SUNSET PARK PL, FERNDALE, WA 98248-9066
Document Number2190201530
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4977 SUNSET PARK PL FERNDALE WA 982489066, FERNDALE, WA 98248-9066

Mortgage

Document Number2190201530
DateFeb 21, 2019
Instrument201530
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 20, 2034

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4977 SUNSET PARK PL, FERNDALE, WA 98248-9066
Document Number2190201536
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4977 SUNSET PARK PL FERNDALE WA 982489066, FERNDALE, WA 98248-9066

Mortgage

Document Number2190201536
DateFeb 21, 2019
Instrument201536
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
AddressSEATTLE, WA 98101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalityFerndale City
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,688.00 (+2.27%)$492,307 (+1.74%) Land $184,300 Building $308,007$492,307 (+1.74%) Land $184,300 Building $308,007
2022$483,878 Land $148,834 Building $335,044$483,878 Land $148,834 Building $335,044
2021$3,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2021–2022)
Most Recent ClaimDec 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 19,305 people · EPA ID WA5324850
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon, Ziply Fiber.

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