4977 Plum Ave, Duluth, MN 55804 Property Records

St. Louis County property record for 4977 Plum Ave, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.25 ba · 1,956 sqft · built 2006
Lot Size1.91 acres (83,383 sqft)
OwnerIndividual Name on File
Tax Bill$4,036 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN415-0040-00550

Property Details

APN / Parcel Number

Primary APN415-0040-00550
Alternative APN
  • 804182

Interior

Bedrooms3 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,956 sqft Gross Area
1st Floor Area1,956 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeFrame
Lot Area83,383 sqft (1.91 acres)
Garage Area484 sqft
Storage Building200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number804182
Street Address4977 PLUM AVE
CityDULUTH
StateMN
Zip55804-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 55 AND 56 SERIAL #
Legal SubdivisionCOLMANS 1ST ACRE TR ADD LAKEWO
Legal Lot Number55-56
JurisdictionST LOUIS MN
Township / Civil DivisionLAKEWOOD
Census Block Group2
Census Block2035
Census Tract10500

Owner

Source: St. Louis County records · APN 415-0040-00550

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4977 PLUM AVE, DULUTH, MN 55804-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4977 PLUM AVE, DULUTH, MN 55804-3031
Transaction TypeMortgage
Record UpdatedFeb 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4977 PLUM AVE, DULUTH, MN 55804-3031

Mortgage

Document Number0001051286
DateDec 22, 2021
Instrument1051286
Lender
NameHERMANTOWN FCU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 15, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionLakewood Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,036.00 (+13.31%) Homeowner's exemption
2025$3,562.00 (-1%) Homeowner's exemption$371,100 (+14.08%) Land $58,400 Building $312,700$371,100 (+14.08%) Land $58,400 Building $312,700
2024$3,598.00$325,300 (+11.37%) Land $54,000 Building $271,300$325,300 (+11.37%) Land $54,000 Building $271,300
2022$292,100 Land $49,700 Building $242,400$292,100 Land $49,700 Building $242,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsFiber2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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