4977 Pepper Cir, Apt 101, Naples, FL 34113 Property Records

Collier County property record for 4977 Pepper Cir, Apt 101, Naples, FL 34113

Property Summary

Property Type	Condominium
Details	1,235 sqft · built 1987
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2026)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Oct 2025 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`587200 G 1015B19`

Property Details

APN / Parcel Number

Primary APN	`587200 G 1015B19`
Alternative APN	`69090640026`

Interior

Units	13 Units
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	4977 PEPPER CIR, 101
City	NAPLES
State	FL
Zip	34113-4113
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	REGENCY WOODS CONDOMINIUM UNIT G-101
Legal Range	26
Legal Township	50
Legal Section	19
Legal Subdivision	REGENCY WOODS CONDOMINIUM
Legal Tract	587200
Legal Block	3
Legal Lot Number	101
Legal Unit	G-101
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10605

Owner

4977 Pepper Cir, Apt 101 is owned by an individual who bought it in July 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4977 PEPPER CIR, 101, NAPLES, FL 34113-4113
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Construction Loan · Construction Mortgage NONE LISTED ON DOCUMENT
Oct 14, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	20266845740
Deed Book / Page	6605 / 1190
Prior Transfer Date	Aug 30, 1998
Prior Transfer Doc	2456002073
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 2, 2026
Property Address	4977 PEPPER CIR, 101, NAPLES, FL 34113-4113
Document Number	0006845740
Book / Page	6605 / 1190
Instrument Date	Jun 30, 2026
Instrument	20266845740
Transaction Type	Construction Loan
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,680.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 PEPPER CIR, 101, NAPLES, FL 34113-4113

Mortgage

Document Number	0006845741,
Date	Jul 2, 2026
Instrument	20266845741

Lender

Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Due	Jul 31, 2026

Interest

Rate Type	Balloon
Rate	5%
Initial Type	Balloon
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 14, 2025
Property Address	4977 PEPPER CIR APT 101, 101, NAPLES, FL 34113-4113
Document Number	0065162953
Book / Page	6516 / 2953
Map Reference	MB 1278 PG 1892
Instrument Date	Oct 8, 2025
Instrument	6740967
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 BOTANICAL PLACE CIR # CIR102, CIR102, NAPLES, FL 34112-2415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4450 BOTANICAL PLACE CIR APT 102, 102, NAPLES, FL 34112-2415

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 17, 2020
Property Address	4977 PEPPER CIR APT 101, 101, NAPLES, FL 34113-4113
Document Number	0058620985
Book / Page	005862 / 000985
Instrument Date	Dec 11, 2020
Instrument	5971198
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,103.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 BELVEDERE AVE MARCO ISLAND FL 341454679, MARCO ISLAND, FL 34145-4679

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 2, 2019
Property Address	4977 PEPPER CIR APT 101, 101, NAPLES, FL 34113-4113
Document Number	0056480321
Book / Page	5648 / 0321
Map Reference	MB 1278 PG 1892-1988
Instrument Date	May 15, 2019
Instrument	5734261
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 LAKEVIEW CT, 8, SINKING SPRING, PA 19608-9624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 PEPPER CIR APT 101G, 101G, NAPLES, FL 34113-4113

Mortgage

Document Number	0056480323
Date	Jul 2, 2019
Instrument	5648-0323

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4977 Pepper Cir, Apt 101 was $2,279, up 8.7% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$214,052 (+1%)	$237,650 (-4.94%) Building $237,650
2025	$2,279.00 (+8.73%)	$194,593 (+1%)	$250,000 (-) Building $250,000
2024	$2,096.00 (+9.85%)	$176,903 (+1%)	$250,000 (+14.09%) Building $250,000
2023	$1,908.00 (+11.58%)	$160,821 (+1%)	$219,125 (+28.63%) Building $219,125
2022	$1,710.00	$146,201	$170,357 Building $170,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4977 Pepper Cir, Apt 101 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	362 units insured incl. 217 condo units
Nearby Flood Claims	45 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4977 Pepper Cir, Apt 101 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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