Burke County property record for 4977 NC 18 S, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 1990 |
| Lot Size | 27.7 acres (1,210,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Nov 2023) |
| Tax Bill | $2,496 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2731057083 |
| Primary APN | 2731057083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 1,334 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Masonry |
| Roof Material | Metal |
| Lot Area | 1,210,097 sqft (27.7 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 56 sqft |
| Patio Area | 78 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4977 NC 18 S |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | 4977 NC 18 S MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOWER FORK |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 21201 |
4977 NC 18 S is owned by two individuals who bought it in November 2023.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 225, GLEN ALPINE, NC 28628-0225 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Deed Document Number | 202323010683 |
| Deed Book / Page | 2716 / 643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 16, 2023 |
| Property Address | 4977 NC 18 S, MORGANTON, NC 28655 |
| Document Number | 0027160643 |
| Book / Page | 2716 / 643 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 2023010683 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 322 CLARK COVE RD, STATESVILLE, NC 28677-9030 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 225, GLEN ALPINE, NC 28628-0225 |
| Document Number | 2023010684 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023010684 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 4977 NC 18 S was $2,496, down 14.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,496.00 (-14.17%) | $430,055 (-) Land $84,283 Building $345,772 | $430,055 (-) Land $84,283 Building $345,772 |
| 2025 | $2,908.00 | $430,055 Land $84,283 Building $345,772 | $430,055 Land $84,283 Building $345,772 |
| 2023 | $2,470.00 | $377,209 Land $84,283 Building $292,926 | $377,209 Land $84,283 Building $292,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4977 NC 18 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4977 NC 18 S is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: Spectrum, T-Mobile.
5G (outdoors only) and 4G LTE
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