4977 Lotus Ave, Saint Louis, MO 63113 Property Records

St. Louis City property record for 4977 Lotus Ave, Saint Louis, MO 63113

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,568 sqft · built 1898
Owner	2 Individual Names on Record
Last Sale	$119,900 (Apr 2020)
Tax Bill	$682 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Dec 2018 Mortgage
APN	`4490-9-315.000`

Property Details

APN / Parcel Number

Primary APN	`4490-9-315.000`
Alternative APNs	`4490-02-0315-0` `44900203100`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,568 sqft Living Area
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1903
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central

Location & Zoning

Street Address	4977 LOTUS AVE
City	SAINT LOUIS
State	MO
Zip	63113-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	C.B. 4490 B LOTUS AVE 68 FT 7 IN / 65 FT 1/4 IN X 142 FT 6 IN EUCLID PARK ADDN LOTS 20 & 21
Legal Subdivision	EUCLID PARK ADDN
Legal Block	4
Legal Lot Number	20,2
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	4
Census Block	4014
Census Tract	106700

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4977 LOTUS AVE, SAINT LOUIS, MO 63113-1704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Warranty Deed, Transfer REGIONS MTG
Dec 31, 2018	Deed of Trust, Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Document Number	202041320200227
Prior Transfer Date	Nov 1, 1999
Prior Transfer Doc	0000000196
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Apr 13, 2020
Property Address	4977 LOTUS AVE, SAINT LOUIS, MO 63113-1704
Document Number	0004130227
Instrument Date	Apr 5, 2020
Instrument	200413000227
Transaction Type	Transfer
Record Updated	May 21, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4977 LOTUS AVE ST LOUIS MO 631131704, ST LOUIS, MO 63113-1704

Mortgage

Document Number	4130228
Date	Apr 13, 2020
Instrument	200413000228

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4977 LOTUS AVE, SAINT LOUIS, MO 63113-1704
Document Number	0001030076
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3975 ENRIGHT AVE ST LOUIS MO 631083521, ST LOUIS, MO 63108-3521

Mortgage

Document Number	0001030076
Date	Jan 3, 2019
Instrument	190103000076

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,000 (-) Land $1,350 Building $6,650
2025	$682.00 (+5.9%)	$8,000 (+3.23%) Land $1,350 Building $6,650	$42,106 (+3.23%) Land $7,100 Building $35,006
2023	$644.00 (-1.98%)	$7,750 (+1.71%) Land $1,350 Building $6,400	$40,789 (+1.71%) Land $7,105 Building $33,684
2022	$657.00	$7,620 Land $1,350 Building $6,270
2021			$40,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2008)
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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