4977 E White Ave, Fresno, CA 93727 Property Records

Fresno County property record for 4977 E White Ave, Fresno, CA 93727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,386 sqft · built 1961
Lot Size	0.214 acres (9,300 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`456-182-10`

Property Details

APN / Parcel Number

Primary APN	`456-182-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	9,300 sqft (0.214 acres)
Lot Dimensions	155 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,532 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4977 E WHITE AVE
City	FRESNO
State	CA
Zip	93727-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E1/2 LOT 3 EX N 145 FT BLK 10 BELMONT GARDENS NO 2
Legal Subdivision	BELMONT GARDENS #2
Legal Block	10
Legal Lot Number	3
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1030
Census Tract	2905

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4977 E WHITE AVE, FRESNO, CA 93727-2345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
May 11, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 13, 2009
Transfer Doc	0000066608
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Jun 10, 2026
Property Address	4977 E WHITE AVE, FRESNO, CA 93727-2345
Document Number	0000057432
Instrument Date	May 5, 2026
Instrument	202657432
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 E WHITE AVE, FRESNO, CA 93727-2345

Mortgage

Document Number	0000057432,
Date	Jun 10, 2026
Instrument	202657432

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4977 E WHITE AVE, FRESNO, CA 93727-2345
Transaction Type	Mortgage
Record Updated	May 19, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 E WHITE AVE, FRESNO, CA 93727-2345

Mortgage

Document Number	0000061410
Date	May 11, 2022
Instrument	2022-0061410

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	92741

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4977 E WHITE AVE, FRESNO, CA 93727-2345
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 E WHITE AVE, FRESNO, CA 93727-2345

Mortgage

Document Number	0000179126
Date	Oct 27, 2021
Instrument	2021-0179126

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$148,176 (+2%) Land $33,167 Building $115,009
2025	$1,774.00 (+15.57%) Homeowner's exemption	$145,271 (+12.94%) Land $32,517 Building $112,754
2023	$1,535.00 (+1.45%) Homeowner's exemption	$128,632 Land $31,255 Building $97,377
2022	$1,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKMAN WATER COMPANY private · serves 17,393 people · EPA ID CA1010001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Kingsburg Media Foundation.

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