4977 Cedar Dr, Camino, CA 95709 Property Records

El Dorado County property record for 4977 Cedar Dr, Camino, CA 95709

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,702 sqft · built 1978
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jul 2013)
Tax Bill$3,400 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN076-111-008-000

Property Details

APN / Parcel Number

Primary APN076-111-008-000
Alternative APNs
  • 07611108100
  • 0761110810

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,702 sqft Living Area
1st Floor Area1,702 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area29,621 sqft (0.68 acres)
TerrainWooded
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Patio Area1,702 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address4977 CEDAR DR
CityCAMINO
StateCA
Zip95709-9639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOR BL F SIERRA PINES
Legal SubdivisionSIERRA PINES
Legal BlockF
Legal Lot Number5
JurisdictionEL DORADO CA
Township / Civil DivisionNORTH EL DORADO
Census Block Group2
Census Block2022
Census Tract31302

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4977 CEDAR DR, CAMINO, CA 95709-9639
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jul 13, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2013 · Amount on Record
Deed SaleJul 24, 2013 · Amount on Record
Prior SaleJul 8, 2013 · Amount on Record
Deed Document Number201338763
Prior Transfer DateJul 2, 2013
Prior Transfer Doc0000034804
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4977 CEDAR DR, CAMINO, CA 95709-9639
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002889
DateJan 22, 2020
Instrument2020-0002889
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address4977 CEDAR DR, CAMINO, CA 95709-9639
Document Number0000037342
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 12, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4977 CEDAR DR CAMINO CA 957099639, CAMINO, CA 95709-9639

Mortgage

Document Number0000037342
DateJul 27, 2020
Instrument37342
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 26, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Secondary School DistrictEl Dorado Union High School District (09 - 12)
Elementary School DistrictPollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$312,582 (+2%) Land $81,268 Building $231,314
2025$3,400.00 (+6.62%)$306,454 (+4.04%) Land $79,675 Building $226,779
2023$3,189.00 (+1.53%)$294,556 Land $76,582 Building $217,974
2022$3,141.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 72% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL DORADO ID - MAIN
serves 128,408 people · EPA ID CA0910001
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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