4976 White Oak Rd, Duff, TN 37729 Property Records

Campbell County property record for 4976 White Oak Rd, Duff, TN 37729

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,664 sqft · built 1976
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on File
Last Sale	$142,500 (Jun 2018)
Tax Bill	$756 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage
APN	`028 14103 000`

Property Details

APN / Parcel Number

Primary APN	`028 14103 000`
Alternative APNs	`007023 09900` `023 09900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	2,336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	413,820 sqft (9.5 acres)
Terrain	Rolling
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	154 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	028 14103 000
Street Address	4976 WHITE OAK RD
City	DUFF
State	TN
Zip	37729-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 5
Jurisdiction	CAMPBELL TN
Township / Civil Division	5
Census Block Group	1
Census Block	1042
Census Tract	950100

Owner

4976 White Oak Rd is owned and occupied by an individual who bought it in June 2018.

Source: Campbell County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4976 WHITE OAK RD, DUFF, TN 37729-3218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 5, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on File
Deed Sale	Jun 5, 2018 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	18002673
Deed Book / Page	W514 / 740
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL TN
Property Address	4976 WHITE OAK RD, DUFF, TN 37729-3218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005863
Date	Oct 20, 2020
Book Page	T722/823
Instrument	20005863

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL TN
Recording Date	Jun 5, 2018
Property Address	4976 WHITE OAK RD, DUFF, TN 37729-3218
Document Number	0000002673
Book / Page	000514 / 000740
Instrument Date	Jun 4, 2018
Instrument	2673
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4976 WHITE OAK RD DUFF TN 377293218, DUFF, TN 37729-3218

Mortgage

Document Number	2674
Date	Jun 5, 2018
Book Page	000680/000271
Instrument	2674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4976 White Oak Rd was $756.

Source: Campbell County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Campbell County
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$756.00	$62,200 Land $14,650 Building $47,550
2024			$248,800 Land $58,600 Building $190,200
2022	$601.00	$29,725 Land $5,675 Building $24,050	$118,900 Land $22,700 Building $96,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 4976 White Oak Rd; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4976 White Oak Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 95% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFORK UTILITY DISTRICT serves 1,305 people · EPA ID TN0000826
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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