4976 W Lake Rd, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk Town property record for 4976 W Lake Rd, Dunkirk, NY 14048 · Last verified May 2026

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 1,540 sqft · built 1900
Lot Size6.7 acres (291,852 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Feb 2022)
Tax Bill$7,768 (2025)
Deeds & MortgagesAug 2023 Refinance
Feb 2022 Sale
+ 1 more
APN063400 95.14-1-16.1

Property Details

APN / Parcel Number

Primary APN063400 95.14-1-16.1
Alternative APNs
  • 34000950140001016000
  • 063400 95.14-1-16

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,540 sqft Living Area
1st Floor Area1,000 sqft
2nd Floor Area540 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area291,852 sqft (6.7 acres)
Lot Dimensions730 ft deep x 420 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Quonset HutQuonset Hut
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4976 W LAKE RD
CityDUNKIRK
StateNY
Zip14048-9616
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionOLD APN: 063400 1-10-1
Legal Block1
Legal Lot Number16.001
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1017
Census Tract36000

Owner

Source: Chautauqua County and Dunkirk Town records · APN 063400 95.14-1-16.1

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address56 E DOUGHTY ST, DUNKIRK, NY 14048-2902
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
CATTARAUGUS COUNTY BANK
Feb 22, 2022Warranty Deed, Transfer
Jan 05, 2021Warranty Deed, Transfer · FHA Mortgage
PREMIUM MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 22, 2022 · Amount on Record
Deed SaleFeb 22, 2022 · Amount on Record
Prior SaleJan 05, 2021 · Amount on Record
Deed Document Number20221846
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address4976 W LAKE RD, DUNKIRK, NY 14048-9616
Transaction TypeMortgage
Record UpdatedAug 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2023003106
DateAug 07, 2023
InstrumentMT2023003106
Lender
NameCATTARAUGUS COUNTY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateFeb 22, 2022
Property Address4976 W LAKE RD, DUNKIRK, NY 14048-9616
Document NumberDE2022001846
Instrument DateJan 26, 2022
InstrumentDE2022001846
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5001 W LAKE RD, DUNKIRK, NY 14048-9616

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAUTAUQUA NY
Recording DateJan 05, 2021
Property Address4976 W LAKE RD, DUNKIRK, NY 14048-9616
Document NumberDE2021001031
Instrument DateDec 14, 2020
InstrumentDE2021001031
Transaction TypeTransfer
Record UpdatedMar 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address56 E DOUGHTY ST, DUNKIRK, NY 14048-2902

Mortgage

Document NumberMT2021001015
DateJan 05, 2021
InstrumentMT2021001015
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
County SubdivisionDunkirk Town
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,768.00$177,000 (-) Land $54,900 Building $122,100$354,000 (+2%) Land $109,800 Building $244,200
2023$177,000 Land $54,900 Building $122,100$347,059 Land $107,647 Building $239,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on W Lake Rd

Nearby Streets

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