Ramsey County property record for 4976 Turtle Ln W, Shoreview, MN 55126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,710 sqft · built 1955 |
| Lot Size | 0.432 acres (18,861 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2022) |
| Tax Bill | $3,948 (2023) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-30-23-22-0061 |
| Primary APN | 14-30-23-22-0061 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 1,040 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 670 sqft |
| Finished Basement | 670 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,861 sqft (0.432 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4976 TURTLE LN W |
|---|---|
| City | SHOREVIEW |
| State | MN |
| Zip | 55126-5915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LEXICON PLAT 2 LOT 13 BLK 8 |
| Legal Range | 23 |
| Legal Township | 30 |
| Legal Section | 14 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 2 |
| Legal Subdivision | LEXICON PLAT 2 |
| Legal Block | 8 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | SHOREVIEW |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 40707 |
4976 Turtle Ln W is owned and occupied by an individual who bought it in September 2022.
Source: Ramsey County records, as of April 29, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO |
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTHEAST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Document Number | A04964006 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Document Number | 0A04969702 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | A04969702 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 52102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 16, 2022 |
| Property Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Document Number | 0A04964006 |
| Instrument Date | Sep 9, 2022 |
| Instrument | A04964006 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | MINNESOTA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,369.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Document Number | 0A04964007 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | A04964007 |
| Name | DECORAH BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 4976 TURTLE LN W, SHOREVIEW, MN 55126-5915 |
| Document Number | 0004689603 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4976 TURTLE LN W SHOREVIEW MN 551265915, SHOREVIEW, MN 55126-5915 |
| Document Number | 0004689603 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 4689603 |
| Name | NORTHEAST BK |
|---|---|
| Type | Bank |
| Address | NEW BRIGHTON, MN 55112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Shoreview City |
| Unified School District | Mounds View Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,948.00 Homeowner's exemption | $379,400 Land $115,500 Building $263,900 | $379,400 Land $115,500 Building $263,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4976 Turtle Ln W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4976 Turtle Ln W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Shoreview serves 26,750 people · EPA ID MN1620020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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