Santa Rosa County property record for 4976 Spencer Oaks Blvd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,348 sqft · built 2003 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,233 (Nov 2018) |
| Tax Bill | $3,973 (2024) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage Nov 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-5242-00A00-0540 |
| Primary APN | 10-1N-29-5242-00A00-0540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 3,775 sqft |
| 1st Floor Area | 2,348 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,549 sqft (0.334 acres) |
| Lot Dimensions | 180 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 1,007 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4976 SPENCER OAKS BLVD |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-6247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPENCER OAKS LANDING PHASE 2 LOT 54 BLK A AS DES IN OR 3630 PG 1574 & IN OR 3779 PG 1149 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10708 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4976 SPENCER OAKS BLVD, MILTON, FL 32571-6247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2018 | Warranty Deed, Transfer NAVY FCU |
| Nov 2, 2018 | Quit Claim Deed, Transfer NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Jun 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2018 · Amount on Record |
| Deed Sale | Nov 2, 2018 · Amount on Record |
| Prior Sale | May 1, 2017 · Amount on Record |
| Deed Document Number | 201847186 |
| Deed Book / Page | 3779 / 1149 |
| Prior Transfer Date | Oct 16, 2018 |
| Prior Transfer Doc | 0037791147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 4976 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Document Number | 0037791149 |
| Book / Page | 003779 / 001149 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 47186 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,324.63 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4976 SPENCER OAKS BLVD MILTON FL 325716247, MILTON, FL 32571-6247 |
| Document Number | 37791152 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 003779/001152 |
| Instrument | 47187 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 2, 2018 |
| Property Address | 4976 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Document Number | 0037791147 |
| Book / Page | 003779 / 001147 |
| Instrument Date | Oct 16, 2018 |
| Instrument | 47185 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PEONY ST SW GRAND RAPIDS MI 495486746, GRAND RAPIDS, MI 49548-6746 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 6, 2017 |
| Property Address | 4976 SPENCER OAKS BLVD, PACE, FL 32571-6247 |
| Document Number | 0036301574 |
| Book / Page | 003630 / 001574 |
| Instrument Date | May 26, 2017 |
| Instrument | 22696 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4976 SPENCER OAKS BLVD PACE FL 325716247, PACE, FL 32571-6247 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $331,537 (+6.16%) Land $40,000 Building $291,537 | $331,537 (+6.16%) Land $40,000 Building $291,537 | |
| 2024 | $3,973.00 (+1.04%) | $312,290 (+0.65%) Land $38,000 Building $274,290 | $312,290 (+0.65%) Land $38,000 Building $274,290 |
| 2023 | $3,932.00 (+8.02%) | $310,278 (+7.77%) Land $38,000 Building $272,278 | $310,278 (+7.77%) Land $38,000 Building $272,278 |
| 2022 | $3,640.00 | $287,915 | $287,915 Land $27,000 Building $260,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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