4976 Spencer Oaks Blvd, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4976 Spencer Oaks Blvd, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,348 sqft · built 2003
Lot Size0.334 acres (14,549 sqft)
Owner2 Individual Names on Record
Last Sale$189,233 (Nov 2018)
Tax Bill$3,973 (2024)
Deeds & MortgagesNov 2018 Sale & Mortgage
Nov 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-1N-29-5242-00A00-0540

Property Details

APN / Parcel Number

Primary APN10-1N-29-5242-00A00-0540
Alternative APN
  • N29110524200A000540

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,348 sqft Living Area
Gross Area3,775 sqft
1st Floor Area2,348 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,549 sqft (0.334 acres)
Lot Dimensions180 ft deep x 81 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area1,007 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4976 SPENCER OAKS BLVD
CityPACE
StateFL
Zip32571-6247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSPENCER OAKS LANDING PHASE 2 LOT 54 BLK A AS DES IN OR 3630 PG 1574 & IN OR 3779 PG 1149
Legal Range29W
Legal Township1N
Legal Section10
Legal SubdivisionSPENCER OAKS LND PH2
Legal BlockA
Legal Lot Number54
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10708

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4976 SPENCER OAKS BLVD, MILTON, FL 32571-6247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2018Warranty Deed, Transfer
NAVY FCU
Nov 2, 2018Quit Claim Deed, Transfer
NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS
Jun 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2018 · Amount on Record
Deed SaleNov 2, 2018 · Amount on Record
Prior SaleMay 1, 2017 · Amount on Record
Deed Document Number201847186
Deed Book / Page3779 / 1149
Prior Transfer DateOct 16, 2018
Prior Transfer Doc0037791147
Record UpdatedJun 8, 2026

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 2, 2018
Property Address4976 SPENCER OAKS BLVD, PACE, FL 32571-6247
Document Number0037791149
Book / Page003779 / 001149
Instrument DateOct 23, 2018
Instrument47186
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,324.63
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4976 SPENCER OAKS BLVD MILTON FL 325716247, MILTON, FL 32571-6247

Mortgage

Document Number37791152
DateNov 2, 2018
Book Page003779/001152
Instrument47187
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateNov 2, 2018
Property Address4976 SPENCER OAKS BLVD, PACE, FL 32571-6247
Document Number0037791147
Book / Page003779 / 001147
Instrument DateOct 16, 2018
Instrument47185
Transaction TypeTransfer
Record UpdatedDec 5, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PEONY ST SW GRAND RAPIDS MI 495486746, GRAND RAPIDS, MI 49548-6746

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJun 6, 2017
Property Address4976 SPENCER OAKS BLVD, PACE, FL 32571-6247
Document Number0036301574
Book / Page003630 / 001574
Instrument DateMay 26, 2017
Instrument22696
Transaction TypeTransfer
Record UpdatedJun 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4976 SPENCER OAKS BLVD PACE FL 325716247, PACE, FL 32571-6247

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$331,537 (+6.16%) Land $40,000 Building $291,537$331,537 (+6.16%) Land $40,000 Building $291,537
2024$3,973.00 (+1.04%)$312,290 (+0.65%) Land $38,000 Building $274,290$312,290 (+0.65%) Land $38,000 Building $274,290
2023$3,932.00 (+8.02%)$310,278 (+7.77%) Land $38,000 Building $272,278$310,278 (+7.77%) Land $38,000 Building $272,278
2022$3,640.00$287,915$287,915 Land $27,000 Building $260,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2004–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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