4975 William St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 4975 William St, Lancaster, NY 14086

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,688 sqft · built 1971
Lot Size0.966 acres (42,000 sqft)
OwnerIndividual Name on File
Tax Bill$6,115 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN145289 115.19-2-10

Property Details

APN / Parcel Number

Primary APN145289 115.19-2-10
Alternative APN
  • 52891151900002010000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,688 sqft Living Area
1st Floor Area1,688 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area42,000 sqft (0.966 acres)
Lot Dimensions400 ft deep x 105 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area378 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4975 WILLIAM ST
CityLANCASTER
StateNY
Zip14086-9665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSC R 3 1O5 X 400
Legal Block2
Legal Lot Number10.000
JurisdictionERIE NY
Township / Civil DivisionLANCASTER
Census Block Group3
Census Block3003
Census Tract14206

Owner

4975 William St is owned and occupied by an individual who acquired it in October 2005.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address4975 WILLIAM ST, LANCASTER, NY 14086-9665
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 20, 2005
Transfer Doc0111035749
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address4975 WILLIAM ST, LANCASTER, NY 14086-9665
Document Number0139619395
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 1, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 WILLIAM ST LANCASTER NY 140869665, LANCASTER, NY 14086-9665

Mortgage

Document Number0139619395
DateOct 24, 2020
Book Page013961/009395
Lender
NameBUFFALO SVC CU
TypeCredit Union
AddressBUFFALO, NY 14202
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueOct 23, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4975 William St was $6,115 with a homeowner's exemption, up 2.1% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionLancaster Town
Unified School DistrictLancaster Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,115.00 (+2.1%) Homeowner's exemption
2025$5,989.00 (+2.01%)$208,000 (-) Land $49,600 Building $158,400$325,000 (+12.5%) Land $77,500 Building $247,500
2024$5,871.00 Homeowner's exemption$208,000 (-) Land $49,600 Building $158,400$288,900 (+4.18%) Land $68,892 Building $220,008
2023Homeowner's exemption$208,000 Land $49,600 Building $158,400$277,300 Land $66,125 Building $211,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4975 William St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983–1989)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4975 William St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA LANCASTER
serves 29,018 people · EPA ID NY1400421
Water SourcePurchased surface water from ECWA DIRECT
Last State InspectionNov 2025
Lead10 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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