Lorain County property record for 4975 Ridgewood St, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,336 sqft · built 1998 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,900 (Dec 2013) |
| Tax Bill | $2,575 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-109-127-018 |
| Primary APN | 03-00-109-127-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 384 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 152 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4975 RIDGEWOOD ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ALLOTMENT NO 2 50 X 153.18 |
| Legal Subdivision | RIDGEWOOD ALLOTMENT NO 2 |
| Legal Block | 127 |
| Legal Lot Number | 137 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | SHEFFIELD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 97500 |
4975 Ridgewood St is owned and occupied by an individual who bought it in December 2013.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4975 RIDGEWOOD ST, LORAIN, OH 44055-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on File |
| Deed Sale | Dec 20, 2013 · Amount on File |
| Prior Sale | Jan 23, 2013 · Amount on File |
| Deed Document Number | 2013006419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4975 RIDGEWOOD ST, LORAIN, OH 44055-3644 |
| Document Number | 0000730576 |
| Instrument Date | Sep 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4975 RIDGEWOOD ST LORAIN OH 440553644, LORAIN, OH 44055-3644 |
| Document Number | 0000730576 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 730576 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
The 2025 property tax bill for 4975 Ridgewood St was $2,575.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Sheffield Township |
| Unified School District | Clearview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,575.00 | $57,830 (-0.01%) Land $1,550 Building $56,280 | $165,240 (-) Land $4,440 Building $160,800 |
| 2024 | $2,575.00 (-4.95%) | $57,834 (+17.06%) Land $1,554 Building $56,280 | $165,240 (+17.06%) Land $4,440 Building $160,800 |
| 2023 | $2,709.00 (-2.59%) | $49,407 (-0.01%) Land $5,611 Building $43,796 | $141,160 Land $16,030 Building $125,130 |
| 2022 | $2,781.00 | $49,410 Land $5,610 Building $43,800 | |
| 2021 | $141,160 Land $16,030 Building $125,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4975 Ridgewood St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4975 Ridgewood St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Breezeline, Windstream.
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