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4975 Rd 45, Aurora, MN 55705 Property Records

St. Louis County property record for 4975 Rd 45, Aurora, MN 55705 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1979
Square Footage1,344 sqft Gross Area
Lot Size831,560 sqft (19 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2022)
Tax Bill$3,440.00 (2026)

Owner

Source: St. Louis County records · APN 570-0010-00320

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4975 ROAD 45, AURORA, MN 55705-8039
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2022Warranty Deed, Transfer · Closed End Mortgage
BRAINERD BN CU
Jun 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LN SERVICING
Jul 23, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
FAIRWAY INDEPENDENT MTG
May 29, 2018Loan Modification, Mortgage

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2022 · Amount on Record
Deed SaleSep 28, 2022 · Amount on Record
Prior SaleJul 23, 2019 · Amount on Record
Deed Doc Number20221453070
Prior Transfer DateOct 26, 2007
Prior Transfer Doc0001067368
Record RefreshedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 28, 2022
Property Address4975 ROAD 45, AURORA, MN 55705-8039
Document Number0001453070
Instrument DateSep 23, 2022
Instrument1453070
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,023.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 ROAD 45, AURORA, MN 55705-8039
InvestorPossibly a Property Investor

Mortgage

Document Number0001453071
DateSep 28, 2022
Instrument1453071
Lender
NameBRAINERD BN CU
TypeCredit Union
Agreement
TypeClosed End Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2042

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4975 ROAD 45, AURORA, MN 55705-8039
Document Number00A1385161
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4975 ROAD 45 AURORA MN 557058039, AURORA, MN 55705-8039

Mortgage

Document Number00A1385161
DateJul 16, 2020
InstrumentA1385161
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 23, 2019
Property Address4975 ROAD 45, AURORA, MN 55705-8039
Document Number00A1359128
Instrument DateJul 17, 2019
InstrumentA1359128
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4975 ROAD 45 AURORA MN 557058039, AURORA, MN 55705-8039

Mortgage

Document NumberA1359129
DateJul 23, 2019
InstrumentA1359129
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 22, 2049

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address4975 ROAD 45, AURORA, MN 55705-8039
Document Number00A1333913
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJun 28, 2018

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 ROAD 45 AURORA MN 557058039, AURORA, MN 55705-8039

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,440.00 (+22.51%) Homeowner's exemption
2025$2,808.00 (-10.52%) Homeowner's exemption$335,800 (+16.56%) Land $48,900 Building $286,900$335,800 (+16.56%) Land $48,900 Building $286,900
2024$3,138.00$288,100 (+23.81%) Land $41,300 Building $246,800$288,100 (+23.81%) Land $41,300 Building $246,800
2022$232,700 Land $36,200 Building $196,500$232,700 Land $36,200 Building $196,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 39% of Minnesota
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN570-0010-00320
Alternative APNs
  • 1074370
  • 1137574

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,344 sqft Gross Area
1st Floor1,344 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area831,560 sqft (19 acres)
Garage Area1,232 sqft Garage

Exterior Amenities

Porch Area156 sqft Porch
SaunaSauna
Lean-To288 sqft Lean-To
Storage Building64 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelWood Heating Fuel

Location & Zoning

Account Number1137574
Street Address4975 ROAD 45
CityAURORA
StateMN
Zip55705-8039
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE1/2 OF SW1/4 OF SE1/4 EX ELY 30 FT SERIAL #
Legal Range15W
Legal Township57N
Legal Section02
Legal SubdivisionWHITE TOWN OF
JurisdictionST LOUIS MN
Minor Civil DivisionWHITE
Census Blockgroup3
Census Block3001
Census Tract13900

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