McNairy County property record for 4975 Ramer Selmer Rd, Selmer, TN 38375
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,654 sqft · built 1976 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Oct 2014) |
| Tax Bill | $503 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 055109 01501 |
| Primary APN | 055109 01501 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 66 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4975 RAMER SELMER RD |
|---|---|
| City | SELMER |
| State | TN |
| Zip | 38375-5441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 930600 |
4975 Ramer Selmer Rd is owned and occupied by two individuals who bought it in October 2014.
Source: McNairy County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4975 RAMER SELMER RD, SELMER, TN 38375-5441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Closed-End Mortgage HOME BANKING CO |
| Apr 12, 2019 | Loan Modification, Mortgage · Conventional with PMI HARDIN CNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2014 · Amount on File |
| Deed Sale | Oct 11, 2014 · Amount on File |
| Prior Sale | Mar 21, 2014 · Amount on File |
| Deed Document Number | 92446 |
| Deed Book / Page | 231 / 868 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 4975 RAMER SELMER RD, SELMER, TN 38375-5441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4975 RAMER SELMER RD, SELMER, TN 38375-5441 |
| Investor | Possibly a Property Investor |
| Document Number | 0000341389 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 34/1389 |
| Instrument | 142695 |
| Name | HOME BANKING CO |
|---|---|
| Type | Bank |
| Address | 795 E POPLAR AVE, SELMER, TN 38375 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Apr 30, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 4975 RAMER SELMER RD, SELMER, TN 38375-5441 |
| Document Number | 4291969 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4975 HIGHWAY 57 E MICHIE TN 383575122, MICHIE, TN 38357-5122 |
| Document Number | 4291969 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 000429/001969 |
| Instrument | 111290 |
| Name | HARDIN CNTY BK |
|---|---|
| Type | Bank |
| Address | SAVANNAH, TN 38372 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4975 Ramer Selmer Rd was $503.
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $503.00 | $31,900 Land $2,075 Building $29,825 | |
| 2023 | $32,025 (-) Land $2,075 Building $29,950 | ||
| 2022 | $505.00 | $32,025 Land $2,075 Building $29,950 | $127,600 Land $8,300 Building $119,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4975 Ramer Selmer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4975 Ramer Selmer Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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