4975 Pepper Chase Dr, Southaven, MS 38671 Property Records

DeSoto County property record for 4975 Pepper Chase Dr, Southaven, MS 38671

Property Summary

Property Type	Commercial
Details	9,601 sqft · built 2003
Lot Size	1.38 acres (60,113 sqft)
Owner	Company Name on File
Tax Bill	$24,475 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-1-12-04-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-1-12-04-0-00004-00`

Interior

Building Area	9,601 sqft Adjusted Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	60,113 sqft (1.38 acres)
Utility Building	240 sqft

Location & Zoning

Street Address	4975 PEPPER CHASE DR
City	SOUTHAVEN
State	MS
Zip	38671-7403
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-4
Legal Description	CIVIC CENTER COMMERCIAL S/D PHASE 1 LOT 4
Legal Range	08
Legal Township	02
Legal Section	12
Legal Subdivision	CENTER COMMERCIAL S/D PHASE 1
Legal Phase	1
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1007
Census Tract	70222

Owner

4975 Pepper Chase Dr, a commercial property, is owned by a company.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	4438 CANADA RD, LAKELAND, TN 38002-4298
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BCORP BANK
Jan 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK OF ARKANSAS
Apr 1, 2020	Deed of Trust, Mortgage · Commercial Mortgage PREMIER BANK OF ARKANSAS

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000917157
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 3, 2026
Property Address	4975 PEPPER CHASE DR, SOUTHAVEN, MS 38671-7403
Document Number	5663061881
Book / Page	5663 / 61881
Instrument Date	Jun 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	4438 CANADA RD, LAKELAND, TN 38002-4298

Mortgage

Document Number	5663061881,
Date	Jun 3, 2026
Book Page	5663/61881

Lender

Name	SOUTHERN BCORP BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4975 PEPPER CHASE DR, SOUTHAVEN, MS 38671-7403
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 CANADA RD, LAKELAND, TN 38002-4298

Mortgage

Document Number	05660/1900
Date	Jan 25, 2023
Book Page	5660/1900

Lender

Name	PREMIER BANK OF ARKANSAS
Type	Bank
Address	MARION, AR 72364

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 18, 2024

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4975 PEPPER CHASE DR, SOUTHAVEN, MS 38671-7403
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004915/596
Date	Apr 1, 2020
Book Page	4915/596

Lender

Name	PREMIER BANK OF ARKANSAS
Type	Bank
Address	MARION, AR 72364

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4975 Pepper Chase Dr was $24,475.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,475.00	$201,961 Land $99,971 Building $101,990	$1,346,404 Land $666,470 Building $679,934
2023	$24,700.00	$170,633	$1,137,547 Land $666,470 Building $471,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4975 Pepper Chase Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–2019)
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4975 Pepper Chase Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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