4975 Fraga Rd, Castro Valley, CA 94552 Property Records

Alameda County property record for 4975 Fraga Rd, Castro Valley, CA 94552

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,836 sqft · built 1956
Lot Size	10.4 acres (455,829 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Mar 2016)
Tax Bill	$12,651 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85A-425-4-6`

Property Details

APN / Parcel Number

Primary APN	`85A-425-4-6`
Alternative APNs	`085A-0425-004-06` `085A042500404`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,836 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	455,829 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4975 FRAGA RD
City	CASTRO VALLEY
State	CA
Zip	94552-4950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00006 BLK: 0004 AR: 085A PAGE: 0425 ;LOT: 00007 BLK: 0003 AR: 085A PAGE: 0425 ;LOT: 00009 BLK: 0002 AR: 0417 PAGE: 0160
Legal Subdivision	LAND TO DARLYNN A GILLRIE
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3000
Census Tract	435103

Owner

Source: Alameda County assessment roll, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GREENBOX LOANS INC
Aug 19, 2021	Intrafamily Transfer, Transfer PACIFIC VA TITLE, PACIFIC COAST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 8, 2016 · Amount on Record
Deed Sale	Mar 8, 2016 · Amount on Record
Prior Sale	May 11, 2004
Deed Document Number	201656012
Last Transfer Date	Jun 29, 2022
Transfer Doc	0000145104
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950

Mortgage

Document Number	0000128221
Date	Oct 13, 2025
Instrument	2025128221

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR # 100, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 19, 2022
Property Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950
Document Number	0000145104
Instrument Date	Jun 29, 2022
Instrument	2022145104
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950

Mortgage

Document Number	0000145105
Date	Aug 19, 2022
Instrument	2022145105

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	8.25%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 19, 2021
Property Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950
Document Number	0000282328
Map Reference	MB 25 PG 19
Instrument Date	Aug 13, 2021
Instrument	2021282328
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950

Mortgage

Document Number	0000282329
Date	Aug 19, 2021
Instrument	2021282329

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Aug 19, 2021
Property Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950
Document Number	0000282330
Map Reference	MB 25 PG 19
Instrument Date	Aug 13, 2021
Instrument	2021282330
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4975 FRAGA RD, CASTRO VALLEY, CA 94552-4950

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,068,583 (+2%) Land $718,426 Building $350,157
2025	$12,651.00 (+3.38%)	$1,047,636 (+4.04%) Land $704,343 Building $343,293
2023	$12,237.00	$1,006,960 Land $676,996 Building $329,964	$1,497,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: California Internet, T-Mobile USA, Unwired.

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